109 Beach St, #3B, Boston, MA 02111 Property Records

Suffolk County and Boston City property record for 109 Beach St, #3B, Boston, MA 02111

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 890 sqft · built 1899
Lot Size	0.02 acres (890 sqft)
Owner	Individual Name on Record
Tax Bill	$7,159 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CBOS W:03 P:05344 S:122`

Property Details

APN / Parcel Number

Primary APN	`CBOS W:03 P:05344 S:122`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	890 sqft Living Area

Exterior

Year Built	Built 1899
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Brick
Roof Type	Flat
Roof Material	Other
Lot Area	890 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 BEACH ST, 3B
City	BOSTON
State	MA
Zip	02111-2511
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CD
Legal Subdivision	111 BEACH STREET LOFT CONDO
Jurisdiction	BOSTON MA
Township / Civil Division	BOSTON
Census Block Group	1
Census Block	1026
Census Tract	70104

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Leather District listed 1983 · 12 contributing resources · NRIS 83004098

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Suffolk County and Boston City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 BEACH ST, 3B119, BOSTON, MA 02111-2511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Jul 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jun 29, 2018	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	109 BEACH ST # 3B, 3B, BOSTON, MA 02111-2511
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067154-177
Date	Feb 10, 2022
Book Page	67154/177
Instrument	12073

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Mar 1, 2027
Index	Other

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	109 BEACH ST # 3B, 3B, BOSTON, MA 02111-2511
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	063375-193
Date	Jul 16, 2020
Book Page	63375/193
Instrument	57387

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BOSTON MA
Recording Date	Jun 29, 2018
Property Address	109 BEACH ST # 3B, 3B, BOSTON, MA 02111-2511
Document Number	59817-24
Book / Page	059817 / 000024
Instrument Date	May 22, 2018
Instrument	56897
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Suffolk County and Boston City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Boston City
Unified School District	Boston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,159.00 (+6.14%)	$618,200 (-0.1%) Building $618,200	$831,915 (+0.76%)
2024	$6,745.00 (+3.53%)	$618,800 (+2.01%) Building $618,800	$825,645
2023	$6,515.00	$606,600 Building $606,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	600 / 150

May also be available: Astound Broadband, AT&T, Starry, T-Mobile, Verizon.

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