Seminole County property record for 109 Baytree Ct, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,902 sqft · built 1999 |
| Lot Size | 1.09 acres (47,915 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $82,900 (Apr 1998) |
| Tax Bill | $10,007 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-30-509-0000-0150 |
| Primary APN | 12-21-30-509-0000-0150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,902 sqft Living Area |
| 1st Floor Area | 4,902 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 47,915 sqft |
| Garage Area | 831 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 697 sqft |
| Patio Area | 759 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 109 BAYTREE CT |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-5122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 GRAND RESERVE SUB PB 48 PGS 73 & 74 |
| Legal Range | 30E |
| Legal Township | 21S |
| Legal Section | 12 |
| Legal Subdivision | GRAND RESERVE SUB |
| Legal Tract | 509 |
| Legal Lot Number | 15 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21403 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 BAYTREE CT, WINTER SPGS, FL 32708-5122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 1998 · Amount on Record |
| Deed Sale | Apr 8, 1998 · Amount on Record |
| Deed Document Number | 0340200217 |
| Deed Book / Page | 03402 / 00217 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 109 BAYTREE CT, WINTER SPRINGS, FL 32708-5122 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 109 BAYTREE CT, WINTER SPRINGS, FL 32708-5122 |
| Document Number | 0109000736 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 10900/736 |
| Instrument | 2025093052 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,007.00 (+13.63%) Homeowner's exemption | $641,938 (+5.99%) | $1,155,666 (+13.97%) Land $110,000 Building $1,045,666 |
| 2023 | $8,807.00 (+2.56%) Homeowner's exemption | $605,676 (+3%) | $1,013,977 (+0.93%) Land $83,000 Building $930,977 |
| 2022 | $8,587.00 Homeowner's exemption | $588,035 | $1,004,678 Land $83,000 Building $921,678 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 11 (1995–2022) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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