108 Baytree Ct, Winter Springs, FL 32708 Property Records

Seminole County property record for 108 Baytree Ct, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,292 sqft · built 1995
Lot Size	1.05 acres (45,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,000 (Jun 2018)
Tax Bill	$7,110 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-21-30-509-0000-0050`

Property Details

APN / Parcel Number

Primary APN	`12-21-30-509-0000-0050`
Alternative APN	`21301250900000050`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,292 sqft Living Area
Gross Area	4,134 sqft
1st Floor Area	3,292 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	45,735 sqft (1.05 acres)
Garage Type	Attached
Garage Area	842 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	344 sqft
Patio Area	735 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	108 BAYTREE CT
City	WINTER SPRINGS
State	FL
Zip	32708-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 5 GRAND RESERVE SUB PB 48 PGS 73 & 74
Legal Range	30E
Legal Township	21S
Legal Section	12
Legal Subdivision	GRAND RESERVE SUB
Legal Tract	509
Legal Lot Number	5
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	21403

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 BAYTREE CT, WINTER SPRINGS, FL 32708-5115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 27, 2018	Warranty Deed, Transfer LEADING EDGE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Prior Sale	Feb 10, 2012 · Amount on Record
Deed Document Number	201874063
Deed Book / Page	9162 / 246
Prior Transfer Date	May 17, 2010
Prior Transfer Doc	0073850033
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	108 BAYTREE CT, WINTER SPRINGS, FL 32708-5115
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BAYTREE CT, WINTER SPRINGS, FL 32708-5115

Mortgage

Document Number	0104940027
Date	Aug 21, 2023
Book Page	10494/27
Instrument	2023077298

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	108 BAYTREE CT, WINTER SPRINGS, FL 32708-5115
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098321934
Date	Feb 2, 2021
Book Page	9832/1934
Instrument	2021014070

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	108 BAYTREE CT, WINTER SPRINGS, FL 32708-5115
Document Number	0095260840
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 BAYTREE CT WINTER SPRINGS FL 327085115, WINTER SPRINGS, FL 32708-5115

Mortgage

Document Number	0095260840
Date	Jan 29, 2020
Book Page	009526/000840
Instrument	10299

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	108 BAYTREE CT, WINTER SPRINGS, FL 32708-5115
Document Number	0091970001
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 BAYTREE CT WINTER SPRINGS FL 327085115, WINTER SPRINGS, FL 32708-5115

Mortgage

Document Number	0091970001
Date	Aug 22, 2018
Book Page	009197/000001
Instrument	96824

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 27, 2018
Property Address	108 BAYTREE CT, WINTER SPRINGS, FL 32708-5115
Document Number	0091620246
Book / Page	009162 / 000246
Instrument Date	Jun 26, 2018
Instrument	74063
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	LEADING EDGE TITLE

Transaction

Amount	Amount Recorded
Tax	$3,773.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 BAYTREE CT WINTER SPRINGS FL 327085115, WINTER SPRINGS, FL 32708-5115

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,110.00 (+10.3%) Homeowner's exemption	$481,640 (+5.99%)	$750,689 (+14.65%) Land $110,000 Building $640,689
2023	$6,446.00 (+2.63%) Homeowner's exemption	$454,433 (+3%)	$654,786 (+0.86%) Land $83,000 Building $571,786
2022	$6,281.00 Homeowner's exemption	$441,197	$649,179 Land $83,000 Building $566,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	11 (1995–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Fay, Aug 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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