109 Bay Bridge Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 109 Bay Bridge Dr, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,241 sqft · built 2007
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Nov 2020)
Tax Bill	$5,470 (2025)
Deeds & Mortgages	Nov 2020 Sale Dec 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`172406-0430`

Property Details

APN / Parcel Number

Primary APN	`172406-0430`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,241 sqft Living Area
Gross Area	1,477 sqft
1st Floor Area	586 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	236 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	40 sqft
Patio Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 BAY BRIDGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	58/89-92 SERENITY BAY LOT 43 OR5095/1653
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	SERENITY BAY
Legal Block	1
Legal Lot Number	43
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1041
Census Tract	21410

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 BAY BRIDGE DR, SAINT AUGUSTINE, FL 32080-6608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Warranty Deed, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC
Dec 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Feb 4, 2010 · Amount on Record
Deed Document Number	2020101703
Deed Book / Page	5095 / 1653
Prior Transfer Date	Nov 17, 2017
Prior Transfer Doc	0044691715
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 10, 2020
Property Address	109 BAY BRIDGE DR, SAINT AUGUSTINE, FL 32080-6608
Document Number	0050951653
Book / Page	005095 / 001653
Instrument Date	Oct 26, 2020
Instrument	101703
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$1,785.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 BAY BRIDGE DR ST AUGUSTINE FL 320806608, ST AUGUSTINE, FL 32080-6608

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 1, 2017
Property Address	109 BAY BRIDGE DR, SAINT AUGUSTINE, FL 32080-6608
Document Number	0044691715
Book / Page	4469 / 1715
Map Reference	MB58 PG89
Instrument Date	Nov 17, 2017
Instrument	2017081125
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LION TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 S END ST, 123, SAINT AUGUSTINE, FL 32095-6821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 BAY BRIDGE DR, SAINT AUGUSTINE, FL 32080-6608

Mortgage

Document Number	2017081126
Date	Dec 1, 2017
Instrument	2017081126

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,841 (+3.17%)	$335,557 (+3.7%) Land $110,000 Building $225,557
2025	$5,470.00 (+15.18%)	$323,587 (+11.76%)	$323,587 (+11.76%) Land $110,000 Building $213,587
2024	$4,749.00 (+6.84%)
2023	$4,445.00 (-0.11%)	$289,534 (-9.88%)	$289,534 (-9.88%) Land $100,000 Building $189,534
2022	$4,450.00	$321,260	$321,260 Land $106,400 Building $214,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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