108 Bay Bridge Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 108 Bay Bridge Dr, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,496 sqft · built 2007
Lot Size	0.08 acres (3,484 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2026)
Tax Bill	$6,036 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2026 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`172406-0030`

Property Details

APN / Parcel Number

Primary APN	`172406-0030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,496 sqft Living Area
Gross Area	1,706 sqft
1st Floor Area	692 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,484 sqft (0.08 acres)
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 BAY BRIDGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	58/89-92 SERENITY BAY LOT 3 OR4846/1464
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	SERENITY BAY
Legal Block	1
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1030
Census Tract	21410

Owner

Source: St. Johns County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 7110, SAN DIEGO, CA 92167-0110
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer LIGHTHOUSE TITLE
May 15, 2026	Warranty Deed, Transfer SOUTHERN CENTRAL TITLE, SOUTHERN CAPITAL TITLE
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 10, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	May 15, 2026 · Amount on Record
Deed Document Number	202651501
Deed Book / Page	6384 / 1117
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 16, 2026
Property Address	108 BAY BRIDGE DR, SAINT AUGUSTINE, FL 32080-6607
Document Number	0000051501
Book / Page	6384 / 1117
Instrument Date	Jun 15, 2026
Instrument	202651501
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Tax	$282,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 15, 2026
Property Address	108 BAY BRIDGE DR, SAINT AUGUSTINE, FL 32080-6607
Document Number	0000041852
Book / Page	6364 / 1067
Instrument Date	May 13, 2026
Instrument	2026.41852
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	SOUTHERN CENTRAL TITLE, SOUTHERN CAPITAL TITLE

Transaction

Amount	Amount Recorded
Tax	$353,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	108 BAY BRIDGE DR, SAINT AUGUSTINE, FL 32080-6607
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055190851
Date	Mar 21, 2022
Book Page	5519/851
Instrument	2022029483

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Sep 1, 2036

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 10, 2019
Property Address	108 BAY BRIDGE DR, SAINT AUGUSTINE, FL 32080-6607
Document Number	0048461464
Book / Page	004846 / 001464
Instrument Date	Dec 6, 2019
Instrument	92590
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,921.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9738 SIBLEY CIR ORLANDO FL 328366323, ORLANDO, FL 32836-6323

Mortgage

Document Number	48461472
Date	Dec 10, 2019
Book Page	004846/001472
Instrument	92595

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,995 (-3.2%)	$370,110 (-0.2%) Land $110,000 Building $260,110
2025	$6,036.00 (+15.48%)	$370,861 (+11.98%)	$370,861 (+11.98%) Land $110,000 Building $260,861
2024	$5,227.00 (+6.52%)
2023	$4,907.00 (+7.82%)	$331,185 (-10.09%)	$331,185 (-10.09%) Land $100,000 Building $231,185
2022	$4,551.00	$368,333	$368,333 Land $106,400 Building $261,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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