109 Bailey Ranch Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 109 Bailey Ranch Dr, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,353 sqft · built 2023
Lot Size0.193 acres (8,398 sqft)
Owner2 Individual Names on Record
Last Sale$274,512 (Aug 2023)
Tax Bill$5,085 (2026)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN1659-00A-00002

Property Details

APN / Parcel Number

Primary APN1659-00A-00002
Alternative APN
  • 320770

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,353 sqft Living Area
1st Floor Area1,353 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialSiding
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,398 sqft (0.193 acres)
Garage Area419 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1659-00A-00002
Street Address109 BAILEY RANCH DR
CityGAINESVILLE
StateTX
Zip76240-2275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAILEY RANCH ESTATES; BLOCK A; LOT 2; ACRES .1928
Legal SubdivisionBAILEY RANCH ESTATES
Legal BlockA
Legal Lot Number2
JurisdictionCOOKE TX
Township / Civil DivisionMUENSTER
Census Block Group1
Census Block1071
Census Tract200

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 BAILEY RANCH DR, GAINESVILLE, TX 76240-2275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2023 · Amount on Record
Deed SaleAug 1, 2023 · Amount on Record
Deed Document Number20235156
Deed Book / Page2593 / 767
Record UpdatedOct 29, 2026

August 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateAug 1, 2023
Property Address109 BAILEY RANCH DR, GAINESVILLE, TX 76240-2275
Document Number002593/767
Book / Page2593 / 767
Map ReferenceCAB A SL 266
Instrument DateJul 31, 2023
Instrument2023-5156
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 14, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1025, PILOT POINT, TX 76258-1025

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 BAILEY RANCH DR, LINDSAY, TX 76250

Mortgage

Document Number0020235157
DateAug 1, 2023
Instrument2023-5157
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityLindsay City
Unified School DistrictLindsay Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,085.00 (+40.2%) Homeowner's exemption$281,202 (+2.47%) Land $52,416 Building $228,786$281,202 (+2.47%) Land $52,416 Building $228,786
2025$3,627.00 (-9.3%) Homeowner's exemption$274,428 (+490.78%) Land $52,416 Building $222,012$274,428 (+490.78%) Land $52,416 Building $222,012
2024$3,999.00 (+443.34%)
2023$46,452 (+19.96%) Land $46,452$46,452 (+19.96%) Land $46,452
2022$736.00$38,724 Land $38,724$38,724 Land $38,724

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims24 (1981–2007)
Claims Outside the SFHA3 of 24
Most Recent ClaimJun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 7 claims
  • Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 70% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINDSAY
serves 1,050 people · EPA ID TX0490003
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Element8.

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