109 Appaloosa Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 109 Appaloosa Ave, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,079 sqft · built 2014
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Aug 2017)
Tax Bill	$5,473 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`071621-0230`

Property Details

APN / Parcel Number

Primary APN	`071621-0230`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,079 sqft Living Area
Gross Area	3,793 sqft
1st Floor Area	2,727 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	200 sqft
Porch	Finished/Open Porch
Porch Area	284 sqft
Deck Area	Deck Area
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 APPALOOSA AVE
City	SAINT AUGUSTINE
State	FL
Zip	32095-7420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	62/44-56 LAS CALINAS PHASE 1 LOT 23 OR4413/1249
Legal Range	29E
Legal Township	05S
Legal Section	29
Legal Subdivision	LAS CALINAS PHASE 1
Legal Phase	1
Legal Block	3
Legal Lot Number	23
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3025
Census Tract	20606

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage AMERIS BANK
Aug 1, 2017	Warranty Deed, Transfer · VA Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Oct 9, 2015 · Amount on Record
Deed Document Number	201752835
Deed Book / Page	4413 / 1249
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	109 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7420
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7420

Mortgage

Document Number	0051641930
Date	Jan 29, 2021
Book Page	5164/1930
Instrument	2021010234

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 1, 2017
Property Address	109 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7420
Document Number	0044131249
Book / Page	4413 / 1249
Map Reference	MB62 PG44-56
Instrument Date	Jul 28, 2017
Instrument	2017052835
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACTION TITLE SVCS OF ST JOHN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7420

Mortgage

Document Number	2017052836
Date	Aug 1, 2017
Instrument	2017052836

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,829 (+2.7%)	$665,055 (-3.79%) Land $160,000 Building $505,055
2025	$5,473.00 (+12.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$425,345 (+2.9%)	$691,269 (+3.05%) Land $170,000 Building $521,269
2024	$4,880.00 (+1.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$413,358 (+3%)	$670,827 (+2.49%) Land $155,000 Building $515,827
2023	$4,785.00 (+2.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$401,318 (+3%)	$654,530 (+14.63%) Land $155,000 Building $499,530
2022	$4,655.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$389,629	$570,969 Land $112,000 Building $458,969

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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