108 Appaloosa Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 108 Appaloosa Ave, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,524 sqft · built 2014
Lot Size	0.43 acres (18,730 sqft)
Owner	Individual Name on File
Last Sale	$481,100 (Dec 2014)
Tax Bill	$6,649 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit May 2019 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`071621-0810`

Property Details

APN / Parcel Number

Primary APN	`071621-0810`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,524 sqft Living Area
Gross Area	4,508 sqft
1st Floor Area	2,424 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,730 sqft (0.43 acres)
Garage Type	Attached
Garage Area	984 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,410 sqft
Porch	Finished/Open Porch
Porch Area	220 sqft
Patio Area	902 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 APPALOOSA AVE
City	SAINT AUGUSTINE
State	FL
Zip	32095-7419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	62/44-56 LAS CALINAS PHASE 1 LOT 81 OR3962/298
Legal Range	29E
Legal Township	05S
Legal Section	29
Legal Subdivision	LAS CALINAS PHASE 1
Legal Phase	1
Legal Block	3
Legal Lot Number	81
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3015
Census Tract	20606

Owner

108 Appaloosa Ave is owned and occupied by an individual who bought it in December 2014.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	108 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2014 · Amount on File
Deed Sale	Dec 8, 2014 · Amount on File
Deed Document Number	201471062
Deed Book / Page	3962 / 298
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	108 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7419
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043200031
Date	Jan 20, 2017
Book Page	4320/0031
Instrument	2017004838

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	108 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7419
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047321207
Date	May 31, 2019
Book Page	4732/1207
Instrument	2019037580

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	108 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7419
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048590923
Date	Jan 2, 2020
Book Page	4859/0923
Instrument	2020000062

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	108 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7419
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049911944
Date	Jul 17, 2020
Book Page	4991/1944
Instrument	2020057746

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 108 Appaloosa Ave was $6,649 with a homeowner's exemption, up 11.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,348 (+2.7%)	$722,079 (-4.66%) Land $160,000 Building $562,079
2025	$6,649.00 (+11.82%) Homeowner's exemption	$507,642 (+2.9%)	$757,376 (+2.14%) Land $170,000 Building $587,376
2024	$5,946.00 (+1.92%) Homeowner's exemption	$493,335 (+3%)	$741,493 (-0.24%) Land $155,000 Building $586,493
2023	$5,834.00 (+2.64%) Homeowner's exemption	$478,966 (+3%)	$743,266 (+13.7%) Land $155,000 Building $588,266
2022	$5,684.00 Homeowner's exemption	$465,016	$653,704 Land $112,000 Building $541,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Appaloosa Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Appaloosa Ave is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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