Hampden County and Chicopee City property record for 109 Academy St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,420 sqft · built 2006 |
| Lot Size | 0.285 acres (12,417 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,882 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-0011A |
| Primary APN | 65-0011A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Living Area |
| Gross Area | 4,235 sqft |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,417 sqft (0.285 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 65-0011A |
|---|---|
| Street Address | 109 ACADEMY ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Subdivision | CHICOPEE |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 810800 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 ACADEMY ST, CHICOPEE, MA 01013-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) POLISH NATIONAL CU |
| Jul 28, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 19, 2017 | Deed of Trust, Mortgage POLISH NATIONAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 28, 2022 |
| Transfer Doc | 024658-317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 109 ACADEMY ST, CHICOPEE, MA 01013-3015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024676-331 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 24676/331 |
| Instrument | 48470 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 28, 2022 |
| Property Address | 109 ACADEMY ST, CHICOPEE, MA 01013-3015 |
| Document Number | 024658-317 |
| Book / Page | 24658 / 317 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 45738 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 ACADEMY ST, CHICOPEE, MA 01013-3015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 109 ACADEMY ST, CHICOPEE, MA 01013-3015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21907-484 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 21907/484 |
| Instrument | 61811 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 1, 2027 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,882.00 (+4.24%) | $451,600 (+3.7%) Land $112,400 Building $339,200 | $439,668 (+16.55%) |
| 2025 | $6,602.00 (+4.58%) | $435,500 (+1.82%) Land $101,800 Building $333,700 | $377,245 |
| 2024 | $6,313.00 (+3.93%) | $427,700 (+6.68%) Land $99,800 Building $327,900 | |
| 2023 | $6,074.00 | $400,900 Land $90,700 Building $310,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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