Hampden County and Chicopee City property record for 89 Academy St, Chicopee, MA 01013
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,560 sqft · built 1902 |
| Lot Size | 0.182 acres (7,925 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $187,000 (Jun 2006) |
| Tax Bill | $4,478 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-00007 |
| Primary APN | 65-00007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| Gross Area | 5,258 sqft |
| 1st Floor Area | 1,280 sqft |
| Attic | Attic |
| Attic Area | 1,136 sqft |
| Basement Area | 1,136 sqft |
| Unfinished Basement | 1,136 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Other |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,925 sqft (0.182 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 65-00007 |
|---|---|
| Street Address | 89 ACADEMY ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3013 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 2 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 810800 |
Source: Hampden County and Chicopee City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 ACADEMY ST, CHICOPEE, MA 01013-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2025 | Deed of Trust, Mortgage · Line of Credit COUNTRY BANK |
| Apr 30, 2021 | Deed of Trust, Mortgage · ARM COUNTRY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2006 · Amount on Record |
| Deed Sale | Jun 28, 2006 · Amount on Record |
| Deed Document Number | 2006153828 |
| Deed Book / Page | 16011 / 206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 89 ACADEMY ST, CHICOPEE, MA 01013-3013 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 025919-193 |
|---|---|
| Date | Jun 27, 2025 |
| Book Page | 25919/193 |
| Instrument | 28889 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 89 ACADEMY ST, CHICOPEE, MA 01013-3013 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23855-129 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 23855/129 |
| Instrument | 29437 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
| Type Change Date | May 1, 2031 |
| Index | 1-Year CMT |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,478.00 (+5.74%) | $295,400 (+2.96%) Land $90,600 Building $204,800 |
| 2024 | $4,235.00 (+7.22%) | $286,900 (+10.05%) Land $88,800 Building $198,100 |
| 2023 | $3,950.00 | $260,700 Land $80,700 Building $180,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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