109 7th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 109 7th St N, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2002
Square Footage	1,263 sqft Living Area
Lot Size	2,304 sqft (0.053 acres)
Occupancy	Owner Occupied
Last Sale	$128,700 (2001)
Tax Bill	$2,966.00 (2026)

Owner

Source: Stearns County records · APN 48-29703-0208

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	109 7TH ST N, COLD SPRING, MN 56320-4614
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2001 · Amount on Record
Deed Sale	Apr 27, 2001 · Amount on Record
Record Refreshed	Sep 20, 2026

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEARNS MN
Recording Date	Oct 19, 2017
Property Address	109 7TH ST N, COLD SPRING, MN 56320-4614
Document Number	00A1507142
Instrument Date	Oct 12, 2017
Instrument	A1507142
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	109 7TH ST N, COLD SPRING, MN 56320-4614

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,966.00 (+21.76%)	$271,700 (+4.54%) Land $40,400 Building $231,300	$271,700 (+4.54%) Land $40,400 Building $231,300
2025		$259,900 (+14.44%) Land $36,600 Building $223,300	$259,900 (+14.44%) Land $36,600 Building $223,300
2023	$2,436.00	$227,100 Land $26,400 Building $200,700	$227,100 Land $26,400 Building $200,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`48-29703-0208`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,263 sqft Living Area
Gross Area	1,344 sqft Gross Area
1st Floor	1,344 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Architectural Style	Patio Home Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	2,304 sqft (0.053 acres)
Depth X Width	64 ft x 36 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	109 7TH ST N
City	COLD SPRING
State	MN
Zip	56320-4614
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 005 BLK 001 RIVER OAKS VILLA PLAT 6 SECTION 14 TOWNSHIP 123 RANGE 030 SECTION 14 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	14
Legal Subdivision	RIVER OAKS VILLA PLAT 6
Legal Block	1
Legal Lot Number	5
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	3
Census Block	3020
Census Tract	11302