104 7th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 104 7th St N, Cold Spring, MN 56320 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2001
Square Footage	1,263 sqft Living Area
Lot Size	2,304 sqft (0.053 acres)
Occupancy	Owner Occupied
Last Sale	$250,000 (2023)
Tax Bill	$2,972.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29703-0236`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,263 sqft Living Area
Gross Area	1,400 sqft Gross Area
1st Floor	1,400 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Patio Home Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	2,304 sqft (0.053 acres)
Depth X Width	64 ft x 36 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	104 7TH ST N
City	COLD SPRING
State	MN
Zip	56320-4614
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 010 BLK 002 RIVER OAKS VILLA PLAT 6 SECTION 14 TOWNSHIP 123 RANGE 030 SECTION 14 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	14
Legal Subdivision	RIVER OAKS VILLA PLAT 6
Legal Block	2
Legal Lot Number	10
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	3
Census Block	3020
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29703-0236

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	104 7TH ST N, COLD SPRING, MN 56320-4614
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2023 · Amount on Record
Deed Sale	Jun 08, 2023 · Amount on Record
Prior Sale	Jul 13, 2001 · Amount on Record
Deed Doc Number	20231543637
Record Refreshed	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 09, 2023
Property Address	104 7TH ST N, COLD SPRING, MN 56320-4614
Document Number	00A1654370
Instrument Date	Jun 08, 2023
Instrument	A1654370
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 7TH ST N, COLD SPRING, MN 56320-4614

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,972.00 (+17.66%)
2025		$260,300 (+11.19%) Land $36,600 Building $223,700	$260,300 (+11.19%) Land $36,600 Building $223,700
2023	$2,526.00	$234,100 Land $33,000 Building $201,100	$234,100 Land $33,000 Building $201,100

Flood & Wildfire

104 7th St N is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.