Stearns County property record for 109 5th Ave N, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,602 sqft · built 1913 |
| Lot Size | 0.262 acres (11,418 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,866 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29681-0000 |
| Primary APN | 48-29681-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| Gross Area | 1,636 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Other |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 11,418 sqft (0.262 acres) |
| Lot Dimensions | 173 ft deep x 66 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lean-To | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 5TH AVE N |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & P/O VAC ALLEY LYING E OF OUTLOT A & LOT 6 & LYING W OF LOTS 1-5 MUGGLI'S SUB OF BLOCK 14 MUGGLI'S SUBD SECTION 15 TOWNSHIP |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 15 |
| Legal Subdivision | MUGGLIS SUBD |
| Legal Block | 14 |
| Legal Lot Number | 1A |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 11302 |
Source: Stearns County assessment roll, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 5TH AVE N, COLD SPRING, MN 56320-1440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 1996 |
| Deed Sale | Mar 13, 1996 |
| Prior Sale | Feb 8, 1996 |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,866.00 (+27.63%) | ||
| 2025 | $177,700 (+6.73%) Land $42,400 Building $135,300 | $177,700 (+6.73%) Land $42,400 Building $135,300 | |
| 2023 | $1,462.00 | $166,500 Land $42,400 Building $124,100 | $166,500 Land $42,400 Building $124,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: LTD Broadband, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures