Stearns County property record for 108 5th Ave N, Cold Spring, MN 56320 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,346 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2026) |
| Tax Bill | $3,530.00 (2026) |
| Primary APN | 48-29791-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 1,508 sqft Gross Area |
| 1st Floor | 1,077 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 165 ft x 66 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 228 sqft Garage |
| Carport | Carport |
| Carport Area | 228 sqft Carport |
| Shed | 1 Shed |
| Shed Area | 100 sqft Shed |
| Cooling System | None Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Street Address | 108 5TH AVE N |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1430 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 003 BLK 013 TOWNSITE OF COLD SPRING SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 15 |
| Legal Subdivision | TOWNSITE OF COLD SPRING |
| Legal Block | 13 |
| Legal Lot Number | 3 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | COLD SPRING |
| Census Blockgroup | 2 |
| Census Block | 2036 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29791-0000
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 5TH AVE N, COLD SPRING, MN 56320-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Deed Doc Number | 20261711878 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 23, 2026 |
| Property Address | 108 5TH AVE N, COLD SPRING, MN 56320-1430 |
| Document Number | 0001711878 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.1711878 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,660.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 108 5TH AVE N, COLD SPRING, MN 56320-1430 |
| Document Number | 0001711879, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026.1711879 |
| Name | ENTRUST FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,530.00 (+169.05%) | ||
| 2025 | $161,000 (+5.37%) Land $42,400 Building $118,600 | $161,000 (+5.37%) Land $42,400 Building $118,600 | |
| 2023 | $1,312.00 | $152,800 Land $42,400 Building $110,400 | $152,800 Land $42,400 Building $110,400 |
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