Monmouth County and Bradley Beach Borough property record for 109 4th Ave, Bradley Beach, NJ 07720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 2,250 sqft · built 1924 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $985,000 (Jun 2020) |
| Tax Bill | $15,782 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00065-0000-00003 |
| Primary APN | 08-00065-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,250 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Upper Floors Area | 900 sqft |
| Basement Area | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,325 sqft (0.145 acres) |
| Lot Dimensions | 150 ft deep x 175 ft wide |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 10 |
|---|---|
| Street Address | 109 4TH AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 65 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 808202 |
Source: Monmouth County and Bradley Beach Borough records · APN 08-00065-0000-00003
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 4TH AVE, BRADLEY BEACH, NJ 07720-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 05, 2020 | Grant Deed, Transfer RSI BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2020 · Amount on Record |
| Deed Sale | Jun 05, 2020 · Amount on Record |
| Prior Sale | Jul 20, 2012 · Amount on Record |
| Deed Document Number | 202059754 |
| Deed Book / Page | 9418 / 7450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 109 4TH AVE, BRADLEY BEACH, NJ 07720-1223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0095894469 |
|---|---|
| Date | Apr 08, 2022 |
| Book Page | 9589/4469 |
| Instrument | 2022040138 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 29, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 05, 2020 |
| Property Address | 109 4TH AVE, BRADLEY BEACH, NJ 07720-1223 |
| Document Number | 0000059754 |
| Book / Page | 009418 / 007450 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 59754 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $985.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 4TH AVE BRADLEY BEACH NJ 077201223, BRADLEY BEACH, NJ 07720-1223 |
| Document Number | 59755 |
|---|---|
| Date | Jun 05, 2020 |
| Book Page | 009418/007456 |
| Instrument | 59755 |
| Name | RSI BK |
|---|---|
| Type | Bank |
| Address | RAHWAY, NJ 07065 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 04, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Monmouth County and Bradley Beach Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,998,200 (+12.05%) Land $1,498,400 Building $499,800 | $1,998,200 (+12.05%) Land $1,498,400 Building $499,800 | |
| 2025 | $15,782.00 (+3.62%) | $1,783,300 (+18.18%) Land $1,275,700 Building $507,600 | $1,783,300 (+18.18%) Land $1,275,700 Building $507,600 |
| 2024 | $15,231.00 (+14.62%) | ||
| 2023 | $1,509,000 Land $1,070,700 Building $438,300 | $1,509,000 Land $1,070,700 Building $438,300 | |
| 2022 | $13,288.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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