Monmouth County and Bradley Beach Borough property record for 102 4th Ave, Bradley Beach, NJ 07720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,060 sqft · built 1949 |
| Lot Size | 0.05 acres (2,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $617,500 (Nov 2017) |
| Tax Bill | $8,465 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00052-0000-00023 |
| Primary APN | 08-00052-0000-00023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| Basement Area | 229 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 2,174 sqft (0.05 acres) |
| Lot Dimensions | 62 ft deep x 2 ft wide |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 7.C |
|---|---|
| Street Address | 102 4TH AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF15 |
| Legal Subdivision | BRADLEY BEACH |
| Legal Block | 52 |
| Legal Lot Number | 23 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 808202 |
102 4th Ave is owned and occupied by two individuals who bought it in November 2017.
Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 4TH AVE, BRADLEY BEACH, NJ 07720-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 30, 2017 | Grant Deed, Transfer · Conventional Mortgage LAKELAND BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on File |
| Deed Sale | Nov 30, 2017 · Amount on File |
| Deed Document Number | 2017116187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 102 4TH AVE, BRADLEY BEACH, NJ 07720-1224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0095717565 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 9571/7565 |
| Instrument | 2022004934 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 30, 2017 |
| Property Address | 102 4TH AVE, BRADLEY BEACH, NJ 07720-1224 |
| Document Number | 0000116187 |
| Book / Page | 009260 / 008799 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 116187 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2018 |
| Title Company | PRESTIGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $617.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 4TH AVE BRADLEY BEACH NJ 077201224, BRADLEY BEACH, NJ 07720-1224 |
| Document Number | 116188 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 009260/008804 |
| Instrument | 116188 |
| Name | LAKELAND BK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 29, 2037 |
The 2025 property tax bill for 102 4th Ave was $8,465, up 3.8% from the year before.
Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,168,500 (+22.16%) Land $969,700 Building $198,800 | $1,168,500 (+22.16%) Land $969,700 Building $198,800 | |
| 2025 | $8,465.00 (+3.78%) | $956,500 Land $754,600 Building $201,900 | $956,500 Land $754,600 Building $201,900 |
| 2024 | $8,157.00 | ||
| 2023 | $854,200 Land $677,100 Building $177,100 | $854,200 Land $677,100 Building $177,100 | |
| 2022 | $7,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 99 units insured incl. 40 condo units |
| Nearby Flood Claims | 3 (2012–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 102 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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