Monroe County property record for 109 3rd Ln, Key Largo, FL 33037 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,260 sqft Living Area |
| Lot Size | 6,150 sqft (0.141 acres) |
| Garage | Covered, 1,243 sqft |
| Last Sale | $35,000 (1981) |
| Tax Bill | $7,947.00 (2024) |
| Primary APN | 00547211-002500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,260 sqft Living Area |
| Stories | 2 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 6,150 sqft (0.141 acres) |
| Garage Type | Covered Garage |
| Garage Area | 1,243 sqft Garage |
| Porch | Open Porch |
| View | Canal View |
| Boat Access | Boat Access |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Account Number | 1670944 |
|---|---|
| Street Address | 109 3RD LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4654 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 8 LT 7 AMENDED PLAT OF WINSTON WATERWAYS NO 2 KEY LARGO PB6-27 OR432-243 OR494-20 OR551-282 OR604-381 OR704-613 OR783-1794 OR804-1736 OR760-67 OR827-715 OR1610-2377T/C OR2423-2311 OR2881-2029/30 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | WINSTON WATERWAYS NO 2 AMD |
| Legal Block | 8 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | UPPER KEYS |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 970400 |
Source: Monroe County records · APN 00547211-002500
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19531 W LAKE DR, HIALEAH, FL 33015-2246 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 25, 2019 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 29, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 06, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 1981 · Amount on Record |
| Deed Sale | Mar 01, 1981 · Amount on Record |
| Deed Book / Page | 827 / 715 |
| Last Transfer Date | Nov 17, 2017 |
| Transfer Doc | 0028812029 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 109 3RD LN, KEY LARGO, FL 33037-4654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0029541796 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 2954/1796 |
| Instrument | 2211951 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | CHERRY HILL, NJ 08003 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 109 3RD LN, KEY LARGO, FL 33037-4654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ISGN |
| Name | Verified Name |
|---|
| Document Number | 0029331901 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 2933/1901 |
| Instrument | 2192402 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 06, 2017 |
| Property Address | 109 3RD LN, KEY LARGO, FL 33037-4654 |
| Document Number | 0028812029 |
| Book / Page | 002881 / 002029 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 2146243 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6820 WINGED FOOT DR HIALEAH FL 330152348, HIALEAH, FL 33015-2348 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,178,695 (+15.61%) Land $677,054 Building $501,641 | $1,178,695 (+15.61%) Land $677,054 Building $501,641 | |
| 2024 | $7,947.00 (+9.64%) | ||
| 2023 | $7,248.00 (+11.13%) | $1,019,569 (+8.66%) Land $593,198 Building $426,371 | $1,019,569 (+8.66%) Land $593,198 Building $426,371 |
| 2022 | $6,522.00 | $938,323 Land $506,237 Building $432,086 | $938,323 Land $506,237 Building $432,086 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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