Monroe County property record for 108 3rd Ln, Key Largo, FL 33037 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,530 sqft Living Area |
| Lot Size | 6,900 sqft (0.158 acres) |
| Garage | Covered, 990 sqft |
| Last Sale | $920,000 (2019) |
| Tax Bill | $8,778.00 (2024) |
| Primary APN | 00547211-001200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,530 sqft Living Area |
| 1st Floor | 1,320 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 6,900 sqft (0.158 acres) |
| Depth X Width | 115 ft x 60 ft Depth x Width |
| Garage Type | Covered Garage |
| Garage Area | 990 sqft Garage |
| Patio Area | 16 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 645 sqft Porch |
| View | Canal View |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 1670812 |
|---|---|
| Street Address | 108 3RD LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4654 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 7 LT 12 AMENDED PLAT OF WINSTON WATERWAYS NO 2 PB6-27 KEY LARGO OR646-100 OR859-1498 OR859-1498 OR1366-1188 OR1693-2317 OR2424-2416 OR2749-2272/73 OR2969-1087 OR2969-1089 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | WINSTON WATERWAYS NO 2 AMD |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | UPPER KEYS |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 970400 |
Source: Monroe County records · APN 00547211-001200
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1200 BRICKELL AVE, 1480, MIAMI, FL 33131-4101 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 10, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) CITY NATIONAL BANK OF FLORIDA |
| Jun 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on Record |
| Deed Sale | Jun 10, 2019 · Amount on Record |
| Prior Sale | Jun 10, 2019 · Amount on Record |
| Deed Doc Number | 20192224064 |
| Deed Book / Page | 2969 / 1089 |
| Prior Transfer Date | May 24, 2019 |
| Prior Transfer Doc | 0029691087 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 10, 2019 |
| Property Address | 108 3RD LN, KEY LARGO, FL 33037-4654 |
| Document Number | 0029691089 |
| Book / Page | 2969 / 1089 |
| Map Reference | MB 6 PG 27 |
| Instrument Date | May 24, 2019 |
| Instrument | 2224064 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16705 SW 74TH CT, 16705, PALMETTO BAY, FL 33157-3872 |
| Name | Verified Name |
|---|---|
| Address | 1200 BRICKELL AVE STE 1480, 1480, MIAMI, FL 33131-4100 |
| Document Number | 0029691091 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 2969-1091 |
| Name | CITY NATIONAL BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 10, 2019 |
| Property Address | 108 3RD LN, KEY LARGO, FL 33037-4654 |
| Document Number | 0029691087 |
| Book / Page | 002969 / 001087 |
| Instrument Date | May 24, 2019 |
| Instrument | 2224063 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16705 SW 74TH CT PALMETTO BAY FL 331573872, PALMETTO BAY, FL 33157-3872 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,193,410 (+10.66%) Land $744,579 Building $448,831 | $1,193,410 (+10.66%) Land $744,579 Building $448,831 | |
| 2024 | $8,778.00 (+5.87%) | ||
| 2023 | $8,291.00 (+11.5%) | $1,078,471 (+8.09%) Land $652,361 Building $426,110 | $1,078,471 (+8.09%) Land $652,361 Building $426,110 |
| 2022 | $7,436.00 | $997,750 Land $556,727 Building $441,023 | $997,750 Land $556,727 Building $441,023 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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