Howard County property record for 109 3rd Ave SE, Cresco, IA 52136 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1981 |
| Square Footage | 1,232 sqft Living Area |
| Lot Size | 8,233 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $140,000 (2022) |
| Tax Bill | $2,528.00 (2025) |
Source: Howard County records · APN 320013602010000
Assessment roll updated October 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 3RD AVE SE, CRESCO, IA 52136-1853 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit CUSB BANK |
| Oct 12, 2022 | Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK |
| Jun 17, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage CUSB BANK |
| Mar 26, 2019 | Warranty Deed, Transfer · Balloon Payment CUSB BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | Jun 17, 2019 · Amount on Record |
| Deed Doc Number | 20221602 |
| Deed Book / Page | 2022 / 1602 |
| Prior Transfer Date | Aug 08, 2012 |
| Prior Transfer Doc | 0000001503 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD IA |
| Property Address | 109 3RD AVE SE, CRESCO, IA 52136-1853 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022/1503 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 2022/1503 |
| Instrument | 2022 1503 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Oct 12, 2022 |
| Property Address | 109 3RD AVE SE, CRESCO, IA 52136-1853 |
| Document Number | 02022/1602 |
| Book / Page | 2022 / 1602 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2022 1602 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 3RD AVE SE, CRESCO, IA 52136-1853 |
| Document Number | 02022/1603 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 2022/1603 |
| Instrument | 2022 1603 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Jun 17, 2019 |
| Property Address | 109 3RD AVE SE, CRESCO, IA 52136-1853 |
| Document Number | 002019/856 |
| Book / Page | 2019 / 856 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 856 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 3RD AVE SE, CRESCO, IA 52136-1853 |
| Document Number | 002019/857 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 2019/857 |
| Instrument | 857 |
| Name | CUSB BANK |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Mar 26, 2019 |
| Property Address | 109 3RD AVE SE, CRESCO, IA 52136-1853 |
| Document Number | 002019/392 |
| Book / Page | 2019 / 392 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 392 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 3RD AVE, CRESCO, IA 52136 |
| Document Number | 002019/393 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 2019/393 |
| Instrument | 393 |
| Name | CUSB BANK |
|---|
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
Source: Howard County records · Assessment roll updated October 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Cresco City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,528.00 | $154,850 (+12.86%) Land $6,600 Building $148,250 | $154,850 (+12.86%) Land $6,600 Building $148,250 |
| 2024 | $2,528.00 (+30.18%) | ||
| 2023 | $137,200 (+38%) Land $6,600 Building $130,600 | $137,200 (+38%) Land $6,600 Building $130,600 | |
| 2022 | $1,942.00 Homeowner's exemption | $99,420 Land $6,600 Building $92,820 | |
| 2021 | $99,420 Land $6,600 Building $92,820 |
Source: FEMA National Flood Hazard Layer, Howard County (19089C), updated September 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 320013602010000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,232 sqft Living Area |
| Basement Area | 1,232 sqft Basement |
| Finished Basement | 410 sqft Finished |
| Unfinished Basement | 822 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,233 sqft (0.189 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Deck Area | 120 sqft Deck |
| Patio Area | 192 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 109 3RD AVE SE |
|---|---|
| City | CRESCO |
| State | IA |
| Zip | 52136-1853 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 25' N 100' LOT 2 &N 100' LOT 3 & S 50'E 15' LOT 3 BLK 36 CRESCO PLAT |
| Legal Subdivision | CRESCO |
| Legal Block | 36 |
| Legal Lot Number | 2-3 |
| Jurisdiction | HOWARD IA |
| Minor Civil Division | VERNON SPRINGS |
| Census Blockgroup | 1 |
| Census Block | 1120 |
| Census Tract | 960100 |
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