127 3rd Ave SE, Cresco, IA 52136 Property Records

Howard County property record for 127 3rd Ave SE, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 978 sqft · built 1887
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,000 (May 2023)
Tax Bill	$878 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`320013606010000`

Property Details

APN / Parcel Number

Primary APN	`320013606010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	978 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	127 3RD AVE SE
City	CRESCO
State	IA
Zip	52136-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 2/3 LOTS 6, 7 & 8 BLK 36 CRESCO PLAT
Legal Subdivision	ORIGINAL PLAT OF CRESCO;
Legal Block	36
Legal Lot Number	6
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1120
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 3RD AVE SE, CRESCO, IA 52136-1853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Nov 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
May 24, 2023	Warranty Deed, Transfer · Line of Credit CUSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Deed Document Number	2023712
Deed Book / Page	2023 / 712
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	127 3RD AVE SE, CRESCO, IA 52136-1853
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 3RD AVE SE, CRESCO, IA 52136-1853

Mortgage

Document Number	02023/1785
Date	Nov 29, 2023
Book Page	2023/1785
Instrument	2023 1785

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	127 3RD AVE SE, CRESCO, IA 52136-1853
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 3RD AVE SE, CRESCO, IA 52136-1853

Mortgage

Document Number	02023/1645
Date	Nov 9, 2023
Book Page	2023/1645
Instrument	2023 1645

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	May 24, 2023
Property Address	127 3RD AVE SE, CRESCO, IA 52136-1853
Document Number	002023/712
Book / Page	2023 / 712
Instrument Date	May 24, 2023
Instrument	2023 0712
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 3RD AVE SE, CRESCO, IA 52136-1853

Mortgage

Document Number	0020230751
Date	May 24, 2023
Instrument	2023 0751

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$878.00	$62,640 (-) Land $12,750 Building $49,890	$137,640 (+119.73%) Land $12,750 Building $124,890
2025	$878.00 (+24.01%)	$62,640 (+1,152.8%) Land $12,750 Building $49,890	$62,640 (+1,152.8%) Land $12,750 Building $49,890
2024	$708.00 (+555.56%)
2023		$5,000 (-) Land $5,000	$5,000 (-) Land $5,000
2022	$108.00	$5,000 Land $5,000
2021			$5,000 Land $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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