Monmouth County and Bradley Beach Borough property record for 109 3rd Ave, Bradley Beach, NJ 07720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,579 sqft · built 2020 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $875,000 (Jun 2019) |
| Tax Bill | $25,058 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00066-0000-00006 |
| Primary APN | 08-00066-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,579 sqft Living Area |
| 1st Floor Area | 1,678 sqft |
| Upper Floors Area | 1,342 sqft |
| Basement Area | 1,678 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 584 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 378 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 8 |
|---|---|
| Street Address | 109 3RD AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF15 |
| Legal Subdivision | BRADLEY BEACH |
| Legal Block | 66 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 808201 |
Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 THORNLEY DR, CHATHAM, NJ 07928-1314 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 5, 2019 | Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on Record |
| Deed Sale | Jun 5, 2019 · Amount on Record |
| Prior Sale | Jun 2, 1994 · Amount on Record |
| Deed Document Number | 201948805 |
| Deed Book / Page | 9351 / 2828 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 109 3RD AVE, BRADLEY BEACH, NJ 07720-1259 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | NOT AVAILABLE, PUNCTUAL ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0095241837 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 9524/1837 |
| Instrument | 2021102130 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 5, 2019 |
| Property Address | 109 3RD AVE, BRADLEY BEACH, NJ 07720-1259 |
| Document Number | 0000048805 |
| Book / Page | 009351 / 002828 |
| Instrument Date | May 28, 2019 |
| Instrument | 48805 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | GOLDFINCH TITLE AGENCY LLC, GOLDFINCH TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 3RD AVE BRADLEY BEACH NJ 077201259, BRADLEY BEACH, NJ 07720-1259 |
| Document Number | 48806 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 009351/002833 |
| Instrument | 48806 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,096,900 (+9.38%) Land $1,656,200 Building $1,440,700 | $3,096,900 (+9.38%) Land $1,656,200 Building $1,440,700 | |
| 2025 | $25,058.00 (+2.66%) | $2,831,400 (+20.42%) Land $1,403,200 Building $1,428,200 | $2,831,400 (+20.42%) Land $1,403,200 Building $1,428,200 |
| 2024 | $24,408.00 (+18.36%) | ||
| 2023 | $2,351,300 Land $1,131,000 Building $1,220,300 | $2,351,300 Land $1,131,000 Building $1,220,300 | |
| 2022 | $20,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 units insured incl. 26 condo units |
| Nearby Flood Claims | 20 (2005–2023) |
| Claims Outside the SFHA | 20 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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