103 3rd Ave, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 103 3rd Ave, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,768 sqft · built 1914
Lot Size	0.109 acres (4,748 sqft)
Owner	2 Individual Names on File
Last Sale	$910,000 (May 2015)
Tax Bill	$15,372 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-00066-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`08-00066-0000-00008`
Alternative APNs	`080006600008` `13`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,768 sqft Living Area
Gross Area	3,572 sqft
1st Floor Area	1,876 sqft
Upper Floors Area	1,892 sqft
Basement Area	1,953 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	4,748 sqft (0.109 acres)
Lot Dimensions	95 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	13
Street Address	103 3RD AVE
City	BRADLEY BEACH
State	NJ
Zip	07720-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF15
Legal Block	66
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	3
Census Block	3001
Census Tract	808201

Owner

103 3rd Ave is owned by two individuals who bought it in May 2015.

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 TIMBER DR, MONTVILLE, NJ 07045-9337
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2015 · Amount on File
Deed Sale	May 27, 2015 · Amount on File
Prior Sale	Dec 3, 1993 · Amount on File
Deed Document Number	201546816
Deed Book / Page	9114 / 7309
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	103 3RD AVE, BRADLEY BEACH, NJ 07720-1259
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096756197
Date	Jan 26, 2024
Book Page	9675/6197
Instrument	2024005696

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 103 3rd Ave was $15,372, up 3.6% from the year before.

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,928,500 (+11.02%) Land $1,402,400 Building $526,100	$1,928,500 (+11.02%) Land $1,402,400 Building $526,100
2025	$15,372.00 (+3.57%)	$1,737,000 Land $1,202,700 Building $534,300	$1,737,000 Land $1,202,700 Building $534,300
2024	$14,842.00
2023		$1,529,800 Land $1,017,900 Building $511,900	$1,529,800 Land $1,017,900 Building $511,900
2022	$13,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 3rd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 units insured incl. 26 condo units
Nearby Flood Claims	20 (2005–2023)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20