109 2nd St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 109 2nd St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,672 sqft · built 1908
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$143,000 (Nov 2017)
Tax Bill$6,893 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN422201 38.28-2-23

Property Details

APN / Parcel Number

Primary APN422201 38.28-2-23
Alternative APNs
  • 220103802800020230000000
  • A10209

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,672 sqft Living Area
1st Floor Area836 sqft
2nd Floor Area836 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area180 sqft
PorchSlab
Porch Area672 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA10209
Street Address109 2ND ST
CitySCOTIA
StateNY
Zip12302-2019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionJAS COLLINS=4 L77 HLG
Legal Block2
Legal Lot Number23.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group1
Census Block1026
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 2ND ST, SCHENECTADY, NY 12302-2019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2017 · Amount on Record
Deed SaleNov 27, 2017 · Amount on Record
Prior SaleJun 14, 2006 · Amount on Record
Deed Document Number201753493
Deed Book / Page1976 / 65
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address109 2ND ST, SCOTIA, NY 12302-2019
Transaction TypeMortgage
Record UpdatedMay 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 2ND ST, SCOTIA, NY 12302-2019

Mortgage

Document Number0000020905
DateMay 7, 2021
Book Page5097/362
Instrument202120905
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 5, 2051

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,893.00$135,200 (-) Land $16,300 Building $118,900$245,818 (+23.64%) Land $29,636 Building $216,182
2023$135,200 Land $16,300 Building $118,900$198,824 Land $23,971 Building $174,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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