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103 2nd St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 103 2nd St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,552 sqft · built 1928
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$130,500 (Apr 2011)
Tax Bill$5,822 (2025)
Deeds & MortgagesApr 2018 Loan Modification
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN422201 38.28-2-26

Property Details

APN / Parcel Number

Primary APN422201 38.28-2-26
Alternative APNs
  • 220103802800020260000000
  • A10206

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,552 sqft Living Area
1st Floor Area1,035 sqft
Upper Floors Area517 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions150 ft deep x 38 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area222 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA10206
Street Address103 2ND ST
CitySCOTIA
StateNY
Zip12302-2019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionJOHN&OLGA PIETILA L4 HLG
Legal Block2
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group1
Census Block1026
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records · APN 422201 38.28-2-26

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address103 2ND ST, SCHENECTADY, NY 12302-2019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2018Loan Modification, Mortgage · Conventional with PMI
PHH MTG SVCS
Apr 26, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2011 · Amount on Record
Deed SaleApr 11, 2011 · Amount on Record
Deed Document Number201113928
Deed Book / Page1836 / 571
Record UpdatedJun 08, 2026

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address103 2ND ST, SCHENECTADY, NY 12302-2019
Document Number0000035777
Instrument DateApr 26, 2018
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 2ND ST SCOTIA NY 123022019, SCOTIA, NY 12302-2019

Mortgage

Document Number0000035777
DateAug 13, 2018
Book Page004857/000082
Instrument35777
Lender
NamePHH MTG SVCS
TypeMortgage Company
AddressMT LAUREL, NJ 08054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 12, 2048
Interest
Rate4.25%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address103 2ND ST, SCHENECTADY, NY 12302-2019
Document Number0000022220
Instrument DateApr 26, 2018
Transaction TypeMortgage
Record UpdatedJun 08, 2018
Title CompanyPHH MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 2ND ST SCOTIA NY 123022019, SCOTIA, NY 12302-2019

Mortgage

Document Number0000022220
DateMay 24, 2018
Book Page004838/000934
Instrument22220
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 23, 2048

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,822.00$114,200 (-) Land $16,100 Building $98,100$207,636 (+23.64%) Land $29,273 Building $178,363
2023$114,200 Land $16,100 Building $98,100$167,941 Land $23,676 Building $144,265

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 821 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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