Schenectady County and Glenville Town property record for 109 1st St, Scotia, NY 12302
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,761 sqft · built 1912 |
| Lot Size | 0.095 acres (4,140 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,500 (Jul 2023) |
| Tax Bill | $6,535 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 38.28-2-51 |
| Primary APN | 422201 38.28-2-51 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,761 sqft Total Area |
| 1st Floor Area | 893 sqft |
| 2nd Floor Area | 868 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,140 sqft (0.095 acres) |
| Lot Dimensions | 150 ft deep x 27.6 ft wide |
| Porch | Slab |
| Porch Area | 161 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A03308 |
|---|---|
| Street Address | 109 1ST ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-2001 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RES |
| Legal Description | HL |
| Legal Block | 2 |
| Legal Lot Number | 51.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 32200 |
Source: Schenectady County and Glenville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 1ST ST, SCHENECTADY, NY 12302-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 9, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Jun 12, 2018 | Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Jun 12, 2018 · Amount on Record |
| Deed Document Number | 202340316 |
| Deed Book / Page | 2111 / 916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 14, 2023 |
| Property Address | 109 1ST ST, SCOTIA, NY 12302-2001 |
| Document Number | 0000040316 |
| Book / Page | 2111 / 916 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 202340316 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE ALBANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 1ST ST, SCOTIA, NY 12302-2001 |
| Name | Verified Name |
|---|---|
| Address | 415 MAGAZINE ST, ALBANY, NY 12203-3134 |
| Document Number | 0000040317 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 202340317 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 109 1ST ST, SCOTIA, NY 12302-2001 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000020005 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 4910/096 |
| Instrument | 201920005 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 8, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 12, 2018 |
| Property Address | 109 1ST ST, SCOTIA, NY 12302-2001 |
| Document Number | 0000025618 |
| Book / Page | 1989 / 194 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 201825618 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 673 RECTOR RD, 673, SCOTIA, NY 12302-6705 |
| Name | Verified Name |
|---|---|
| Address | 114 SPRING RD, GLENVILLE, NY 12302-2721 |
| Document Number | 0000025620 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 201825620 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2033 |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,535.00 (+2.54%) | ||
| 2025 | $6,373.00 | $125,000 (-) Land $16,100 Building $108,900 | $227,273 (+23.64%) Land $29,273 Building $198,000 |
| 2023 | $125,000 Land $16,100 Building $108,900 | $183,824 Land $23,677 Building $160,147 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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