Stearns County property record for 109 15th Ave S, Saint Cloud, MN 56301 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,962 sqft · built 1910 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,779 (May 2017) |
| Tax Bill | $2,436 (2026) |
| Deeds & Mortgages | May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-48676-0000 |
| Primary APN | 82-48676-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,962 sqft Living Area |
| 1st Floor Area | 1,426 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Width | 50 ft Width |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 109 15TH AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-4145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 8 METZROTH'S ADD SECTION 14 TOWNSHIP 124 RANGE 028 METZROTH'S ADD SECTION 14 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 14 |
| Legal Subdivision | METZROTHS ADD |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 301 |
Source: Stearns County records · APN 82-48676-0000
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 15TH AVE S, SAINT CLOUD, MN 56301-4145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 24, 2017 · Amount on Record |
| Deed Sale | May 24, 2017 · Amount on Record |
| Prior Sale | Sep 12, 2013 · Amount on Record |
| Deed Document Number | 20171496161 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 24, 2017 |
| Property Address | 109 15TH AVE S, SAINT CLOUD, MN 56301-4145 |
| Document Number | 00A1496161 |
| Instrument Date | Mar 24, 2017 |
| Instrument | A1496161 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | TITLE GROUP/TN, TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $362.27 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 15TH AVE S, SAINT CLOUD, MN 56301-4145 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,436.00 (+19.53%) | ||
| 2025 | $163,800 (+4.2%) Land $25,000 Building $138,800 | $163,800 (+4.2%) Land $25,000 Building $138,800 | |
| 2023 | $2,038.00 | $157,200 Land $25,000 Building $132,200 | $157,200 Land $25,000 Building $132,200 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 682 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BIF IV Intrepid HoldCo | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Arvig Enterprises. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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