108 15th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 108 15th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Apartment House (2-4 Units)
Details	4 bd · 1,563 sqft · built 1900
Lot Size	0.104 acres (4,536 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Feb 2022)
Tax Bill	$4,054 (2026)
Deeds & Mortgages	Feb 2024 Transfer Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-46388-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46388-0000`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,178 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	4,536 sqft (0.104 acres)
Lot Width	36 ft Width
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	108 15TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-4297
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	R2
Legal Description	LOT 007 BLK 005 CRAMB'S 2ND ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	CRAMBS 2ND ADD
Legal Block	5
Legal Lot Number	7
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2007
Census Tract	301

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11809 HIGHLAND RD NW, ELK RIVER, MN 55330-1374
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Transfer on Death Deed, Transfer
Feb 16, 2022	Warranty Deed, Transfer TRADEMARK TITLE INC, TRADEMARK TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Nov 10, 2014 · Amount on Record
Deed Document Number	20221376196
Record Updated	Jun 8, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 16, 2024
Property Address	108 15TH AVE S, SAINT CLOUD, MN 56301-4297
Document Number	00A1667850
Instrument Date	Feb 9, 2024
Instrument	A1667850
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 16, 2022
Property Address	108 15TH AVE S, SAINT CLOUD, MN 56301-4297
Document Number	00A1626436
Instrument Date	Feb 4, 2022
Instrument	A1626436
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11809 HIGHLAND RD NW, ELK RIVER, MN 55330-1374

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,054.00 (+62.55%)
2025		$220,600 (+21.01%) Land $30,000 Building $190,600	$220,600 (+21.01%) Land $30,000 Building $190,600
2023	$2,494.00	$182,300 Land $30,000 Building $152,300	$182,300 Land $30,000 Building $152,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig, Verizon.

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