Pinellas County property record for 10898 103rd Ave, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,968 sqft · built 1964 |
| Lot Size | 0.163 acres (7,118 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $483,500 (Dec 2025) |
| Tax Bill | $3,485 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-5212-6 |
| Primary APN | C62-000-750-5212-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 1,968 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | H-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,118 sqft (0.163 acres) |
| Lot Dimensions | 98 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R162514 |
|---|---|
| Street Address | 10898 103RD AVE |
| City | LARGO |
| State | FL |
| Zip | 33778-4010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | GOLDEN GROVES UNIT 6 LOT 18 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 15 |
| Legal Subdivision | GOLDEN GROVES UNIT 6 |
| Legal Tract | 31644 |
| Legal Lot Number | 18 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 25114 |
10898 103rd Ave is owned and occupied by two individuals who bought it in December 2025.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10898 103RD AVE, LARGO, FL 33778-4010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC |
| Jan 25, 2019 | Warranty Deed, Transfer · Conventional with PMI CENTURY LNDG |
| Nov 13, 2017 | Warranty Deed, Transfer SEMINOLE TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Prior Sale | Nov 13, 2017 · Amount on File |
| Deed Document Number | 2025339510 |
| Deed Book / Page | 23380 / 2060 |
| Prior Transfer Date | Jan 14, 2019 |
| Prior Transfer Doc | 0204070498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 4, 2025 |
| Property Address | 10898 103RD AVE, LARGO, FL 33778-4010 |
| Document Number | 0233802060 |
| Book / Page | 23380 / 2060 |
| Map Reference | MB 54 PG 80 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2025339510 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | LA MAISON TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,384.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1716 W COLLEGE ST, ENTERPRISE, AL 36330-3704 |
| Name | Verified Name |
|---|---|
| Address | 10898 103RD AVE, LARGO, FL 33778-4010 |
| Document Number | 0233802062 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 23380/2062 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 25, 2019 |
| Property Address | 10898 103RD AVE, SEMINOLE, FL 33778-4010 |
| Document Number | 0204070498 |
| Book / Page | 020407 / 000498 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 25611 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2019 |
| Title Company | COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10898 103RD AVE LARGO FL 337784010, LARGO, FL 33778-4010 |
| Document Number | 204070500 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 020407/000500 |
| Instrument | 25612 |
| Name | CENTURY LNDG |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 13, 2017 |
| Property Address | 10898 103RD AVE, SEMINOLE, FL 33778-4010 |
| Document Number | 0198372503 |
| Book / Page | 019837 / 002503 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 345158 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | SEMINOLE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10939 104TH AVE SEMINOLE FL 33778, SEMINOLE, FL 33778 |
The 2025 property tax bill for 10898 103rd Ave was $3,485, up 7.3% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,485.00 (+7.3%) | $226,919 | $305,561 Land $118,985 Building $186,576 |
| 2024 | $3,248.00 (+3.18%) | ||
| 2023 | $3,148.00 (+2.74%) Homeowner's exemption | $214,101 (+3%) | $289,429 (+10.5%) Land $141,944 Building $147,485 |
| 2022 | $3,064.00 Homeowner's exemption | $207,865 | $261,930 Land $144,133 Building $117,797 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10898 103rd Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 9 (1983–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10898 103rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures