Pinellas County property record for 10871 103rd Ave, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,554 sqft · built 1979 |
| Lot Size | 0.324 acres (14,096 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,000 (Sep 2002) |
| Tax Bill | $2,844 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-5209-2 |
| Primary APN | C62-000-750-5209-2 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 2,034 sqft |
| 1st Floor Area | 1,554 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,096 sqft (0.324 acres) |
| Lot Dimensions | 143 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 378 sqft |
| Patio Area | 378 sqft |
| Shed | 1 Shed |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R162511 |
|---|---|
| Street Address | 10871 103RD AVE |
| City | LARGO |
| State | FL |
| Zip | 33778-4011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | GOLDEN GROVES UNIT 6 LOT 15 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 15 |
| Legal Subdivision | GOLDEN GROVES UNIT 6 |
| Legal Tract | 31644 |
| Legal Lot Number | 15 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 25114 |
Source: Pinellas County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10871 103RD AVE, LARGO, FL 33778-4011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Intrafamily Transfer, Transfer |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2002 · Amount on Record |
| Deed Sale | Sep 13, 2002 · Amount on Record |
| Prior Sale | Dec 10, 1996 · Amount on Record |
| Deed Book / Page | 12220 / 1626 |
| Last Transfer Date | Aug 13, 2022 |
| Transfer Doc | 0221792258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 24, 2022 |
| Property Address | 10871 103RD AVE, SEMINOLE, FL 33778-4011 |
| Document Number | 0221792258 |
| Book / Page | 22179 / 2258 |
| Map Reference | MB 54 PG 80 |
| Instrument Date | Aug 13, 2022 |
| Instrument | 2022258889 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10871 103RD AVE, 10871, SEMINOLE, FL 33778-4011 |
| Name | Verified Name |
|---|---|
| Address | 10871 103RD AVE, SEMINOLE, FL 33778-4011 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10871 103RD AVE, SEMINOLE, FL 33778-4011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10871 103RD AVE, LARGO, FL 33778-4011 |
| Document Number | 0216900771 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 21690/771 |
| Instrument | 2021282385 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,844.00 (+7.4%) Homeowner's exemption | $191,521 (+5.99%) | $413,450 (+1.2%) Land $166,552 Building $246,898 |
| 2024 | $2,648.00 (+3.36%) | ||
| 2023 | $2,562.00 (+2.93%) Homeowner's exemption | $180,702 (+3%) | $408,533 (+15.12%) Land $199,832 Building $208,701 |
| 2022 | $2,489.00 Homeowner's exemption | $175,439 | $354,877 Land $195,368 Building $159,509 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 9 (1983–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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