10897 105th St, Largo, FL 33773 Property Records

Pinellas County property record for 10897 105th St, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,118 sqft · built 1957
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$54,500 (May 1995)
Tax Bill$630 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-750-6935-1

Property Details

APN / Parcel Number

Primary APNC62-000-750-6935-1
Alternative APNs
  • 15-30-15-79686-000-0960
  • 301515796860000960
  • R164239

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,118 sqft Living Area
Gross Area1,305 sqft
1st Floor Area1,118 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1973
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions102 ft deep x 60 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area241 sqft
Deck AreaDeck Area
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR164239
Street Address10897 105TH ST
CityLARGO
StateFL
Zip33773-3922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionSEMINOLE GARDENS S 57 FT OF LOT 96 & N 3 FT OF LOT 95
Legal Range15E
Legal Township30S
Legal Section15
Legal SubdivisionSEMINOLE GARDENS
Legal Tract79686
Legal Lot Number96,95
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group2
Census Block2005
Census Tract25114

Owner

Source: Pinellas County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10897 105TH ST, LARGO, FL 33773-3922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Jun 26, 2023Deed of Trust, Mortgage · FHA Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 1995 · Amount on Record
Deed SaleMay 9, 1995 · Amount on Record
Deed Book / Page8988 / 510
Prior Transfer DateApr 20, 1994
Prior Transfer Doc8663002337
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10897 105TH ST, LARGO, FL 33773-3922
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10897 105TH ST, LARGO, FL 33773-3922

Mortgage

Document Number0234062459
DateDec 30, 2025
Book Page23406/2459
Instrument2025364101
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10897 105TH ST, LARGO, FL 33773-3922
Transaction TypeMortgage
Record UpdatedJul 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10897 105TH ST, LARGO, FL 33773-3922

Mortgage

Document Number0224842642
DateJun 26, 2023
Book Page22484/2642
Instrument2023165786
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$630.00 (+6.42%) Homeowner's exemption$60,892 (+5.99%)$238,852 (+44.08%) Land $101,725 Building $137,127
2024$592.00 (+1.2%)
2023$585.00 (+1.74%) Homeowner's exemption$57,452 (+3%)$165,783 (+9.98%) Land $119,422 Building $46,361
2022$575.00 Homeowner's exemption$55,779$150,743 Land $114,124 Building $36,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies129 units insured
incl. 48 condo units
Nearby Flood Claims5 (1979–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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