10872 105th St, Largo, FL 33773 Property Records

Pinellas County property record for 10872 105th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,265 sqft · built 1957
Lot Size	0.142 acres (6,203 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jul 1996)
Tax Bill	$624 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-6905-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-6905-4`
Alternative APNs	`15-30-15-79686-000-0660` `R164209`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,265 sqft Heated Area
1st Floor Area	1,265 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1984
Architectural Style	Dome
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	6,203 sqft (0.142 acres)
Lot Dimensions	102 ft deep x 61 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Finished/Screened Porch
Porch Area	417 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R164209
Old Parcel Number	153015796860000660
Street Address	10872 105TH ST
City	LARGO
State	FL
Zip	33773-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMINOLE GARDENS LOT 66
Legal Range	15
Legal Township	30
Legal Section	15
Legal Subdivision	SEMINOLE GARDENS
Legal Lot Number	66
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2006
Census Tract	25114

Owner

10872 105th St is owned and occupied by an individual who bought it in July 1996.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	10872 105TH ST, LARGO, FL 33773-3921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 1996 · Amount on File
Deed Sale	Jul 22, 1996 · Amount on File
Deed Document Number	0009410433
Deed Book / Page	09410 / 00433
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10872 105TH ST, LARGO, FL 33773-3921
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10872 105TH ST, LARGO, FL 33773-3921

Mortgage

Document Number	0223080133
Date	Jan 5, 2023
Book Page	22308/133
Instrument	2023002387

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 28, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 10872 105th St was $624 with exemptions applied.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00 Homeowner's exemption Widower's exemption	$65,765	$213,265 Land $103,384 Building $109,881
2023	$573.00 (-10.47%) Homeowner's exemption Widower's exemption	$62,050 (+3%)	$156,204 (+9.64%) Land $121,110 Building $35,094
2022	$640.00 Homeowner's exemption Widower's exemption	$60,243	$142,471 Land $115,175 Building $27,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10872 105th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	129 units insured incl. 48 condo units
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10872 105th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30