10895 Tailwater St, Davidson, NC 28036 Property Records

Cabarrus County property record for 10895 Tailwater St, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,329 sqft · built 2011
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Oct 2020)
Tax Bill	$4,172 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03008B0316.000000`

Property Details

APN / Parcel Number

Primary APN	`03008B0316.000000`
Alternative APNs	`4672 37 1190` `141485`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,329 sqft Living Area
Gross Area	4,059 sqft
1st Floor Area	1,577 sqft
Upper Floors Area	1,752 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 52 ft wide
Garage Type	Finished
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	141485
Street Address	10895 TAILWATER ST
City	DAVIDSON
State	NC
Zip	28036-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 316 FARM AT RIVERPOINTE
Legal Subdivision	FARM AT RIVERPOINTE BACK
Legal Lot Number	316
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1007
Census Tract	41301

Owner

10895 Tailwater St is owned and occupied by two individuals who bought it in October 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10895 TAILWATER ST, DAVIDSON, NC 28036-9611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MTG
Oct 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 31, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Jul 31, 2019 · Amount on File
Deed Book / Page	14630 / 190
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10895 TAILWATER ST, DAVIDSON, NC 28036-9611
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10895 TAILWATER ST, DAVIDSON, NC 28036-9611

Mortgage

Document Number	0017886329
Date	Mar 12, 2026
Book Page	17886/329

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10895 TAILWATER ST, DAVIDSON, NC 28036-9611
Document Number	14630192
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10895 TAILWATER ST DAVIDSON NC 280369611, DAVIDSON, NC 28036-9611

Mortgage

Document Number	14630192
Date	Nov 2, 2020
Book Page	014630/000192
Instrument	38289

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 30, 2020
Property Address	10895 TAILWATER ST, DAVIDSON, NC 28036-9611
Document Number	14630190
Book / Page	014630 / 000190
Instrument Date	Oct 26, 2020
Instrument	38288
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$670.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10895 TAILWATER ST DAVIDSON NC 280369611, DAVIDSON, NC 28036-9611

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 31, 2019
Property Address	10895 TAILWATER ST, DAVIDSON, NC 28036-9611
Document Number	0013635126
Book / Page	13635 / 0126
Map Reference	MB 59 PG 76
Instrument Date	Jul 31, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NORTH CAROLINA TITLE CTR LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1560 DUCKHORN ST NW, 1560, CONCORD, NC 28027-3557

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013635128
Date	Jul 31, 2019
Instrument	13635/128

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,590 (-) Land $95,000 Building $390,590
2025		$485,590 Land $95,000 Building $390,590
2024			$485,590 (+59.47%) Land $95,000 Building $390,590
2023	$4,172.00	$304,510 Land $51,000 Building $253,510	$304,510 Land $51,000 Building $253,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10895 Tailwater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10895 Tailwater St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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