10889 Tailwater St, Davidson, NC 28036 Property Records

Cabarrus County property record for 10889 Tailwater St, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,172 sqft · built 2011
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2019)
Tax Bill	$3,279 (2023)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03008B0315.000000`

Property Details

APN / Parcel Number

Primary APN	`03008B0315.000000`
Alternative APNs	`4672 37 1085` `130540`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,172 sqft Living Area
Gross Area	2,778 sqft
1st Floor Area	1,118 sqft
Upper Floors Area	1,054 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 52 ft wide
Garage Type	Mixed
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	130540
Street Address	10889 TAILWATER ST
City	DAVIDSON
State	NC
Zip	28036-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 315 FARM AT RIVERPOINTE
Legal Subdivision	FARM AT RIVERPOINTE BACK
Legal Lot Number	315
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1007
Census Tract	41301

Owner

10889 Tailwater St is owned and occupied by an individual who bought it in May 2019.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	10889 TAILWATER ST, DAVIDSON, NC 28036-9611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 20, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA
Nov 19, 2018	Grant Deed, Mortgage · Line of Credit DEUTSCHE BK AG/NY BRANCH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Prior Sale	Nov 19, 2018 · Amount on File
Deed Book / Page	13514 / 92
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10889 TAILWATER ST, DAVIDSON, NC 28036-9611
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014415172
Date	Aug 14, 2020
Book Page	14415/172

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10889 TAILWATER ST, DAVIDSON, NC 28036-9611
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015472237
Date	Sep 7, 2021
Book Page	15472/237

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 20, 2019
Property Address	10889 TAILWATER ST, DAVIDSON, NC 28036-9611
Document Number	1351492
Book / Page	013514 / 000092
Instrument Date	May 3, 2019
Instrument	12246
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10889 TAILWATER ST DAVIDSON NC 280369611, DAVIDSON, NC 28036-9611

Mortgage

Document Number	1351494
Date	May 20, 2019
Book Page	013514/000094
Instrument	12247

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 19, 2034

November 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 19, 2018
Property Address	10889 TAILWATER ST, DAVIDSON, NC 28036-9611
Document Number	1327212
Book / Page	013272 / 000012
Instrument Date	Nov 19, 2018
Instrument	28908
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount on Record
Tax	$487.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	1327214
Date	Nov 19, 2018
Book Page	013272/000014
Instrument	28909

Lender

Name	DEUTSCHE BK AG/NY BRANCH
Type	Bank
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Nov 18, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,370 Land $95,000 Building $291,370
2024			$386,370 (+61.42%) Land $95,000 Building $291,370
2023	$3,279.00	$239,360 Land $51,000 Building $188,360	$239,360 Land $51,000 Building $188,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10889 Tailwater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10889 Tailwater St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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