10895 Glen Cairn Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 10895 Glen Cairn Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Lot Size	0.407 acres (17,740 sqft)
Owner	Individual Name on Record
Tax Bill	$50 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-09-4-20-01-0-00151-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-4-20-01-0-00151-00`

Exterior

Lot Area	17,740 sqft (0.407 acres)
Lot Dimensions	190 ft deep x 60 ft wide

Location & Zoning

Street Address	10895 GLEN CAIRN CV
City	HERNANDO
State	MS
Zip	38632-4373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LAKE O THE HILLS SD SEC A. LOT 151
Legal Range	09
Legal Township	03
Legal Section	20
Legal Subdivision	LAKE O THE HILLS SD
Legal Lot Number	151
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2021
Census Tract	71200

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10888 GLEN CAIRN CV, HERNANDO, MS 38632-4363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · FHA Mortgage T2 FINANCIAL LLC
Dec 2, 2025	Warranty Deed, Transfer UNKNOWN, HOME SURETY T&E LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025
Deed Sale	Dec 2, 2025
Prior Sale	Apr 24, 2020
Deed Document Number	0102523178
Deed Book / Page	1025 / 23178
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10895 GLEN CAIRN CV, HERNANDO, MS 38632-4373
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5662/125575
Date	Dec 2, 2025
Book Page	5662/125575

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 2, 2025
Property Address	10895 GLEN CAIRN CV, HERNANDO, MS 38632-4373
Document Number	1025/23178
Book / Page	1025 / 23178
Map Reference	MB 2 PG 29-33
Instrument Date	Nov 25, 2025
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	UNKNOWN, HOME SURETY T&E LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1853 SOUTHAVEN CIR N, SOUTHAVEN, MS 38671-2931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10888 GLEN CAIRN CV, HERNANDO, MS 38632-4363

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50.00 (-16.67%)	$600 (-) Land $600	$6,000 (-) Land $6,000
2023	$60.00	$600	$6,000 Land $6,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.7% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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