10875 Glen Cairn Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 10875 Glen Cairn Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,391 sqft · built 1984
Lot Size	0.256 acres (11,173 sqft)
Owner	Individual Name on File
Tax Bill	$650 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-09-4-20-01-0-00153-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-4-20-01-0-00153-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,391 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	11,173 sqft (0.256 acres)
Lot Dimensions	200 ft deep x 72 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10875 GLEN CAIRN CV
City	HERNANDO
State	MS
Zip	38632-4373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE O THE HILLS SD SEC A. LOT 153
Legal Range	09
Legal Township	03
Legal Section	20
Legal Subdivision	LAKE O THE HILLS SD
Legal Lot Number	153
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2021
Census Tract	71200

Owner

Source: DeSoto County records · APN 3-09-4-20-01-0-00153-00

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10875 GLEN CAIRN CV, HERNANDO, MS 38632-4373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2013
Deed Sale	Nov 18, 2013
Prior Sale	May 04, 2010
Deed Document Number	0000721726
Deed Book / Page	0721 / 726
Record Updated	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10875 GLEN CAIRN CV, HERNANDO, MS 38632-4373
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004880/729
Date	Feb 05, 2020
Book Page	4880/729

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$650.00 (+8.7%)	$6,443 (+8.63%) Land $1,000 Building $5,443	$64,430 (+8.63%) Land $10,000 Building $54,430
2023		$5,931	$59,314 Land $10,000 Building $49,314
2022	$598.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330712002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 97 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.