1023 W State St, Union, MO 63084 Property Records

Franklin County property record for 1023 W State St, Union, MO 63084

Property Summary

Property Type	Other Improved
Details	3,328 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,884 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-2-003-057.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-2-003-057.000`

Interior

Total Rooms	16 Rooms
Building Area	3,328 sqft Total Area

Exterior

Year Built	Built 1960
Lot Area	13,068 sqft (0.3 acres)
Patio Area	240 sqft

Location & Zoning

Street Address	1023 W STATE ST
City	UNION
State	MO
Zip	63084-4839
Property Category	Other
Property Type	Other > Other Improved
Legal Description	APARTMENT BUILDINGLOT:17,PT16,PT18&PAR ADJROSE MARIE
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	NW
Legal Subdivision	ROSE MARIE
Legal Block	3
Legal Lot Number	16-18 18
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2026
Census Tract	800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3705 BOEUF CREEK RD, NEW HAVEN, MO 63068-2135
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Jan 21, 2020	Warranty Deed, Construction Loan · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020
Deed Sale	Jan 21, 2020
Prior Sale	Jun 2, 2011 · Amount on Record
Deed Document Number	2000886
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1023 W STATE ST, UNION, MO 63084-4839
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002111129
Date	Jun 14, 2021
Instrument	2111129

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 21, 2020
Property Address	1023 W STATE ST, UNION, MO 63084-4815
Document Number	0000000886
Instrument Date	Jan 17, 2020
Instrument	886
Transaction Type	Construction Loan
Record Updated	Jan 30, 2020
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3705 BOEUF CREEK RD NEW HAVEN MO 630682135, NEW HAVEN, MO 63068-2135

Mortgage

Document Number	887
Date	Jan 21, 2020
Instrument	887

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 20, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,884.00 (-9.34%)	$31,612 (-8.54%)	$166,380 (-8.54%) Land $26,520 Building $139,860
2023	$2,078.00 (+15.83%)	$34,565	$181,920 Land $26,520 Building $155,400
2022	$1,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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