1089 Summit Ln, Mountainside, NJ 07092 Property Records

Union County and Mountainside Borough property record for 1089 Summit Ln, Mountainside, NJ 07092

Property Summary

Property Type	Single Family Home
Details	1,526 sqft · built 1956
Lot Size	0.343 acres (14,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jun 2015)
Tax Bill	$11,915 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00006-02-00004`

Property Details

APN / Parcel Number

Primary APN	`10-00006-02-00004`
Alternative APN	`1000006B00004`

Interior

Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	14,941 sqft (0.343 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1000006B00004
Street Address	1089 SUMMIT LN
City	MOUNTAINSIDE
State	NJ
Zip	07092-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	MOUNTAINSIDE
Legal Block	6.2
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	MOUNTAINSIDE
Census Block Group	3
Census Block	3005
Census Tract	38300

Owner

Source: Union County and Mountainside Borough records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1089 SUMMIT LN, MOUNTAINSIDE, NJ 07092-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Grant Deed, Transfer · Conventional with PMI REDFIN MTG LLC
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2015 · Amount on Record
Deed Sale	Jun 8, 2015 · Amount on Record
Prior Sale	Oct 28, 2014 · Amount on Record
Deed Document Number	2015261999
Deed Book / Page	6062 / 29
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Nov 18, 2020
Property Address	1089 SUMMIT LN, MOUNTAINSIDE, NJ 07092-1514
Document Number	0063900083
Book / Page	006390 / 000083
Instrument Date	Nov 12, 2020
Instrument	330333
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1089 SUMMIT LN MOUNTAINSIDE NJ 070921514, MOUNTAINSIDE, NJ 07092-1514

Mortgage

Document Number	148190058
Date	Nov 18, 2020
Book Page	014819/000058
Instrument	703861

Lender

Name	REDFIN MTG LLC
Address	FRISCO, TX 75034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1089 SUMMIT LN, MOUNTAINSIDE, NJ 07092-1514
Document Number	0142662116
Book / Page	014266 / 002116
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 SUMMIT LN MOUNTAINSIDE NJ 070921514, MOUNTAINSIDE, NJ 07092-1514

Mortgage

Document Number	0142662116
Date	May 4, 2017
Book Page	014266/002116
Instrument	639968

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Mountainside Borough
Unified School District	Mountainside Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,400 (-) Land $294,700 Building $272,700	$567,400 (-) Land $294,700 Building $272,700
2025	$11,915.00 (+2.44%)	$567,400 (-) Land $294,700 Building $272,700	$567,400 (-) Land $294,700 Building $272,700
2024	$11,631.00 (+2.66%)
2023		$567,400 Land $294,700 Building $272,700	$567,400 Land $294,700 Building $272,700
2022	$11,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Ln

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