Union County and Mountainside Borough property record for 1081 Summit Ln, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 1,513 sqft · built 1954 |
| Lot Size | 0.436 acres (18,992 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Aug 2009) |
| Tax Bill | $10,912 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00006-02-00005 |
| Primary APN | 10-00006-02-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,513 sqft Living Area |
| 1st Floor Area | 1,513 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 18,992 sqft (0.436 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1000006B00005 |
|---|---|
| Street Address | 1081 SUMMIT LN |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 6.2 |
| Legal Lot Number | 5 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 38300 |
Source: Union County and Mountainside Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1081 SUMMIT LN, MOUNTAINSIDE, NJ 07092-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2009 · Amount on Record |
| Deed Sale | Aug 18, 2009 · Amount on Record |
| Prior Sale | Jan 2, 2003 · Amount on Record |
| Deed Document Number | 2009207496 |
| Deed Book / Page | 5776 / 604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1081 SUMMIT LN, MOUNTAINSIDE, NJ 07092-1514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | UNITED LAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0148970301 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 14897/301 |
| Instrument | 5606 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2041 |
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,600 (-) Land $302,900 Building $216,700 | $519,600 (-) Land $302,900 Building $216,700 | |
| 2025 | $10,912.00 (+2.45%) | $519,600 (-) Land $302,900 Building $216,700 | $519,600 (-) Land $302,900 Building $216,700 |
| 2024 | $10,651.00 (+2.65%) | ||
| 2023 | $519,600 Land $302,900 Building $216,700 | $519,600 Land $302,900 Building $216,700 | |
| 2022 | $10,376.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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