1089 Independence Ave, Provo, UT 84604 Property Records

Utah County property record for 1089 Independence Ave, Provo, UT 84604

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,416 sqft · built 2013
Lot Size	0.017 acres (720 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,100 (Dec 2013)
Tax Bill	$1,992 (2022)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-076-0112`

Property Details

APN / Parcel Number

Primary APN	`42-076-0112`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,416 sqft Living Area
Gross Area	2,096 sqft
Basement Area	280 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	720 sqft (0.017 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1089 INDEPENDENCE AVE
City	PROVO
State	UT
Zip	84604-3027
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 112, PLAT D, INDEPENDENCE AVE PUD SUB AREA 0.017 AC.
Legal Subdivision	INDEPENDENCE AVE PUD SUB
Legal Lot Number	112
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1012
Census Tract	2101

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 W 400 S, OREM, UT 84058-5436
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FEDERAL CREDIT UNION
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage UTAH CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2013 · Amount on Record
Deed Sale	Dec 13, 2013 · Amount on Record
Deed Document Number	2013113429
Last Transfer Date	May 7, 2024
Transfer Doc	0000029596
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Sep 14, 2026
Property Address	1089 INDEPENDENCE AVE, PROVO, UT 84604-3027
Document Number	0000075955
Instrument Date	Sep 8, 2026
Instrument	202675955
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 INDEPENDENCE AVE, PROVO, UT 84604-3027

Mortgage

Document Number	0000075955,
Date	Sep 14, 2026
Instrument	202675955

Lender

Name	UTAH COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1089 INDEPENDENCE AVE, PROVO, UT 84604-3027
Document Number	0000203840
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	BACKMAN OREM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 INDEPENDENCE AVE PROVO UT 846043027, PROVO, UT 84604-3027

Mortgage

Document Number	0000203840
Date	Dec 21, 2020
Instrument	203840

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Provo City
Unified School District	Provo School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,330 (+10.25%)	$380,600 (+10.25%) Land $59,200 Building $321,400
2023		$189,860	$345,200 Land $50,700 Building $294,500
2022	$1,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVO CITY serves 116,288 people · EPA ID UTAH25006
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Utah Broadband, Verizon.

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