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1089 E 640 S, Provo, UT 84606 Property Records

Utah County property record for 1089 E 640 S, Provo, UT 84606 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms2.75 Baths
Year BuiltBuilt 1992
Square Footage1,551 sqft Living Area
Lot Size18,731 sqft (0.43 acres)
OccupancyOwner Occupied
Last Sale$759,400 (2022)
Tax Bill$3,771.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-032-0004
Alternative APN
  • 031326

Interior

Bedrooms6 Beds
Full Baths2.75 Baths
Partial Baths1 Partial Baths
Total Rooms16 Rooms
Building Area1,551 sqft Living Area
Gross Area3,700 sqft Gross Area
1st Floor1,551 sqft 1st Floor
Basement Area1,551 sqft Basement
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1992
Architectural StyleA-Frame Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area18,731 sqft (0.43 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area598 sqft Garage
Porch Area940 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number031326
Street Address1089 E 640 S
CityPROVO
StateUT
Zip84606-5256
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM S 85 4330 W 102.30 FT FR SE COR LOT 10, PLAT C, HILLSDALE HGTS SUB. SD PT BEING 81.64 FT N & 500.70 FT W OF E 1/4 COR SEC 7, T7S,R3E, SLM; S 89 12 W ALONG N BNDY OF 640 S ST 104.33 FT; N 4423 E 79.98 FT; N 8 22 E 90.56 FT S 89 56 E ALNG FENCE LIN
Legal SubdivisionHIGHLAND TERRACE SUB
Legal Lot Number10
JurisdictionUTAH UT
Minor Civil DivisionPROVO-OREM
Census Blockgroup2
Census Block2013
Census Tract2703

Owner

Source: Utah County records · APN 22-032-0004

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1089 E 640 S, PROVO, UT 84606-5256
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Warranty Deed, Transfer · Conventional Mortgage
INTERCAP LENDING
Apr 19, 2021Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 19, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BAY EQUITY LLC
Oct 12, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 21, 2020Warranty Deed, Transfer
BAY EQUITY
Apr 30, 2019Deed of Trust, Mortgage · Line of Credit
MOUNTAIN AMERICA FCU
Sep 06, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Prior SaleApr 19, 2021 · Amount on Record
Deed Doc Number2022114465
Prior Transfer DateApr 14, 2021
Prior Transfer Doc0000073948
Record RefreshedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateOct 31, 2022
Property Address1089 E 640 S, PROVO, UT 84606-5256
Document Number0000114465
Instrument DateOct 28, 2022
Instrument114465:2022
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1089 E 640 S, PROVO, UT 84606-5256

Mortgage

Document Number0000114499
DateOct 31, 2022
Instrument114499:2022
Lender
NameINTERCAP LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUTAH UT
Recording DateApr 19, 2021
Property Address1089 E 640 S, PROVO, UT 84606-5256
Document Number0000073948
Instrument DateApr 14, 2021
Instrument73948
Transaction TypeTransfer
Record UpdatedMay 04, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1089 E 640 S PROVO UT 846065256, PROVO, UT 84606-5256

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUTAH UT
Recording DateApr 19, 2021
Property Address1089 E 640 S, PROVO, UT 84606-5256
Document Number0000073453
Instrument DateApr 14, 2021
Instrument73453:2021
Transaction TypeTransfer
Record UpdatedJun 03, 2021
Title CompanyUNION TITLE

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1089 E 640 S, PROVO, UT 84606-5256

Mortgage

Document Number0000073454
DateApr 19, 2021
Instrument73454:2021
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUTAH UT
Recording DateOct 12, 2020
Property Address1089 E 640 S, PROVO, UT 84606-5256
Document Number0000158885
Instrument DateOct 09, 2020
Instrument158885
Transaction TypeTransfer
Record UpdatedDec 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1089 E 640 S PROVO UT 846065256, PROVO, UT 84606-5256
InvestorPossibly a Property Investor

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateFeb 21, 2020
Property Address1089 E 640 S, PROVO, UT 84606-5256
Document Number0000021899
Instrument DateFeb 20, 2020
Instrument21899
Transaction TypeTransfer
Record UpdatedMar 13, 2020
Title CompanyINWEST TITLE-OREM #1

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1089 E 640 S PROVO UT 846065256, PROVO, UT 84606-5256

Mortgage

Document Number21901
DateFeb 21, 2020
Instrument21901
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 20, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address1089 E 640 S, PROVO, UT 84606-5256
Document Number0000041026
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedJun 07, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1089 E 640 S PROVO UT 846065256, PROVO, UT 84606-5256

Mortgage

Document Number0000041026
DateMay 10, 2019
Instrument41026
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
AddressWEST JORDAN, UT 84084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueMay 09, 2031
Interest
Rate TypeAdjustable Rate

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUTAH UT
Recording DateSep 06, 2017
Property Address1089 E 640 S, PROVO, UT 84606-5256
Document Number0000087179
Instrument DateSep 02, 2017
Instrument87179
Transaction TypeTransfer
Record UpdatedSep 13, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1089 E 640 S PROVO UT 846065256, PROVO, UT 84606-5256

Tax Assessment & Valuation

Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
MunicipalityProvo City
Unified School DistrictProvo School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$363,715 (-46.85%)$661,300 (-3.36%) Land $276,200 Building $385,100
2025$3,771.00 (+0.03%)$684,300 (+111.92%) Land $251,100 Building $433,200$684,300 (+16.56%) Land $251,100 Building $433,200
2024$3,770.00 (+13.32%)
2023$3,327.00 (+7.64%)$322,905$587,100 Land $239,100 Building $348,000
2022$3,091.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Utah County (49049C), updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 21% of Utah
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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