1089 Chestnut St, Clermont, FL 34711 Property Records

Lake County property record for 1089 Chestnut St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1981
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jun 2017)
Tax Bill	$2,567 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-22-25-0300-108-01700`

Property Details

APN / Parcel Number

Primary APN	`26-22-25-0300-108-01700`
Alternative APN	`1714605`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	676 sqft
Carport	Carport
Carport Area	2,304 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1714605
Street Address	1089 CHESTNUT ST
City	CLERMONT
State	FL
Zip	34711-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT INDIAN HILLS LOTS 17 19 BLK 108 PB 8 PG 86 ORB 4954 PG 1191
Legal Range	25E
Legal Township	22S
Legal Section	26
Legal Subdivision	CLERMONT
Legal Tract	300
Legal Block	108
Legal Lot Number	17,19 19
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2031
Census Tract	31313

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1089 CHESTNUT ST, CLERMONT, FL 34711-2828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Apr 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Jun 7, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2017 · Amount on Record
Deed Sale	Jun 7, 2017 · Amount on Record
Prior Sale	Jan 3, 2008 · Amount on Record
Deed Document Number	2017061098
Deed Book / Page	4954 / 1191
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1089 CHESTNUT ST, CLERMONT, FL 34711-2828
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 CHESTNUT ST, CLERMONT, FL 34711-2828

Mortgage

Document Number	0056722247
Date	Mar 26, 2021
Book Page	5672/2247
Instrument	2021041335

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1089 CHESTNUT ST, CLERMONT, FL 34711-2828
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052580397
Date	Apr 3, 2019
Book Page	5258/0397
Instrument	2019036249

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 7, 2017
Property Address	1089 CHESTNUT ST, CLERMONT, FL 34711-2828
Document Number	0049541191
Book / Page	004954 / 001191
Instrument Date	Jun 6, 2017
Instrument	61098
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1089 CHESTNUT ST CLERMONT FL 347112828, CLERMONT, FL 34711-2828

Mortgage

Document Number	49541193
Date	Jun 7, 2017
Book Page	004954/001193
Instrument	61099

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,020 (+5.98%) Land $157,500 Building $39,520	$379,186 (+15.38%) Land $157,500 Building $221,686
2024	$2,567.00 (+2.27%)
2023	$2,510.00 (+3.42%) Homeowner's exemption	$185,900 (+3%)	$328,641 (+22.59%) Land $120,000 Building $208,641
2022	$2,427.00 Homeowner's exemption	$180,490	$268,088 Land $60,000 Building $208,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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