991 Chestnut St, Clermont, FL 34711 Property Records

Lake County property record for 991 Chestnut St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 1955
Lot Size	0.172 acres (7,472 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,900 (Oct 2020)
Tax Bill	$3,653 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26-22-25-0300-101-01001`

Property Details

APN / Parcel Number

Primary APN	`26-22-25-0300-101-01001`
Alternative APNs	`252226030010101001` `1621631`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,597 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,472 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Carport
Carport	Carport
Porch	Florida Room
Porch Area	500 sqft
Utility Building	1,575 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	1621631
Street Address	991 CHESTNUT ST
City	CLERMONT
State	FL
Zip	34711-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT INDIAN HILLS LOTS 10 11 BLK 101--LESS S 75 FT & LESS N 30 FT & LESS S 1 FT OF E 28 FT OF W 45 FT-- PB 8 PG 86 ORB 5554 PG 18
Legal Range	25E
Legal Township	22S
Legal Section	26
Legal Subdivision	CLERMONT INDIAN HILLS
Legal Tract	0300
Legal Block	101
Legal Lot Number	10
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2025
Census Tract	31313

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	991 CHESTNUT ST, CLERMONT, FL 34711-2826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	2020109255
Deed Book / Page	5554 / 18
Prior Transfer Date	Mar 11, 2020
Prior Transfer Doc	0054361985
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 1, 2020
Property Address	991 CHESTNUT ST, CLERMONT, FL 34711-2826
Document Number	0055540018
Book / Page	5554 / 18
Map Reference	MB 8 PG 86
Instrument Date	Sep 30, 2020
Instrument	2020109255
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 E HIGHWAY 50, 300, CLERMONT, FL 34711-2544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 CHESTNUT ST, CLERMONT, FL 34711-2826

Mortgage

Document Number	0000555420
Date	Oct 1, 2020
Instrument	5554/20

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Mar 11, 2020
Property Address	991 CHESTNUT ST, CLERMONT, FL 34711-2826
Document Number	0054361985
Book / Page	005436 / 001985
Instrument Date	Mar 11, 2020
Instrument	30386
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 E HIGHWAY 50 CLERMONT FL 347112544, CLERMONT, FL 34711-2544

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,130 (+2.9%)	$300,226 (-) Land $90,000 Building $210,226
2025		$262,520 (+5.98%) Land $90,000 Building $172,520	$300,226 (-12.19%) Land $90,000 Building $210,226
2024	$3,653.00 (+2.01%)
2023	$3,581.00 (+3.17%) Homeowner's exemption	$247,700 (+3%)	$341,904 (+15.16%) Land $90,000 Building $251,904
2022	$3,471.00 Homeowner's exemption	$240,490	$296,904 Land $45,000 Building $251,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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