1089 Apple Valley Dr, Howard, OH 43028 Property Records

Knox County property record for 1089 Apple Valley Dr, Howard, OH 43028 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1979
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Feb 2024)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-00486.000`

Property Details

APN / Parcel Number

Primary APN	`23-00486.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	100 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	1089 APPLE VALLEY DR
City	HOWARD
State	OH
Zip	43028-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD HILLS LOT #486
Legal Subdivision	ORCHARD HILLS RECORDED
Legal Lot Number	486
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	1
Census Block	1059
Census Tract	6801

Owner

Source: Knox County records · APN 23-00486.000

Assessment roll updated April 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1089 APPLE VALLEY DR, HOWARD, OH 43028-9415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Jan 14, 2000 · Amount on Record
Deed Document Number	20241100
Deed Book / Page	2009 / 684
Prior Transfer Date	Sep 28, 1999
Record Updated	Jun 08, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Feb 20, 2024
Property Address	1089 APPLE VALLEY DR, HOWARD, OH 43028-9415
Document Number	0000001100
Book / Page	2009 / 684
Instrument Date	Feb 15, 2024
Instrument	202400001100
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 APPLE VALLEY DR, HOWARD, OH 43028-9415

Mortgage

Document Number	0000001101
Date	Feb 20, 2024
Instrument	202400001101

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated April 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$157,610 (-) Land $11,810 Building $145,800
2025	$2,248.00 (-0.79%)	$55,160 (-) Land $4,130 Building $51,030
2024	$2,266.00 (+0.31%)	$55,160 (-) Land $4,130 Building $51,030
2023	$2,259.00 (+61.13%)	$55,160 (+42.98%) Land $4,130 Building $51,030	$157,610 (+43%) Land $11,810 Building $145,800
2022	$1,402.00 Homeowner's exemption Senior Citizen's exemption	$38,580 Land $2,890 Building $35,690
2020			$110,220 Land $8,260 Building $101,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (39083C), updated July 7, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.