1081 Apple Valley Dr, Howard, OH 43028 Property Records

Knox County property record for 1081 Apple Valley Dr, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,606 sqft · built 2004
Lot Size	0.338 acres (14,723 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Dec 2024)
Tax Bill	$4,236 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`23-00488.000`

Property Details

APN / Parcel Number

Primary APN	`23-00488.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,606 sqft
Basement Area	1,592 sqft
Unfinished Basement	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Lot Area	14,723 sqft (0.338 acres)
Lot Dimensions	162 ft deep x 91 ft wide
Garage Type	Mixed
Garage Area	1,380 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	440 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	1081 APPLE VALLEY DR
City	HOWARD
State	OH
Zip	43028-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD HILLS LOT #488
Legal Subdivision	ORCHARD HILLS
Legal Lot Number	488
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	1
Census Block	1059
Census Tract	6801

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1081 APPLE VALLEY DR, HOWARD, OH 43028-9415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Closed-End Mortgage THE KILLBUCK SAVINGS BANK CO
Aug 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	May 27, 2011 · Amount on Record
Deed Document Number	20248992
Deed Book / Page	2053 / 523
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	1081 APPLE VALLEY DR, HOWARD, OH 43028-9415
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003936
Date	Jun 20, 2023
Book Page	1978/464
Instrument	202300003936

Lender

Name	THE KILLBUCK SAVINGS BANK CO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	1081 APPLE VALLEY DR, HOWARD, OH 43028-9415
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007318
Date	Aug 30, 2022
Book Page	1941/41
Instrument	20220-00007318

Lender

Name	WRIGHT-PATT CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$304,110 (-) Land $14,690 Building $289,420
2025	$4,236.00 (+9.77%)	$106,440 (-) Land $5,140 Building $101,300
2024	$3,859.00 (-0.85%) Homeowner's exemption Senior Citizen's exemption	$106,440 (-) Land $5,140 Building $101,300
2023	$3,892.00 (+27.11%) Homeowner's exemption Senior Citizen's exemption	$106,440 (+43.01%) Land $5,140 Building $101,300	$304,110 (+43%) Land $14,690 Building $289,420
2022	$3,062.00 Homeowner's exemption Senior Citizen's exemption	$74,430 Land $3,590 Building $70,840
2020			$212,660 Land $10,270 Building $202,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Apple Valley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures