1089 54th St, Oakland (Emeryville), CA 94608 Property Records

Alameda County property record for 1089 54th St, Oakland, CA 94608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,084 sqft · built 1923
Lot Size	0.071 acres (3,078 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (May 2023)
Tax Bill	$14,172 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-1186-16`

Property Details

APN / Parcel Number

Primary APN	`13-1186-16`
Alternative APN	`013-1186-016-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,078 sqft (0.071 acres)

Location & Zoning

Street Address	1089 54TH ST
City	EMERYVILLE
State	CA
Zip	94608-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00016 BLK: AR: 0013 PAGE: 1186
Legal Subdivision	GASKILL ADD
Legal Block	D
Legal Lot Number	5,7
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2007
Census Tract	400900

Owner

1089 54th St is owned and occupied by an individual who bought it in May 2023.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1089 54TH ST, EMERYVILLE, CA 94608-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on File
Deed Sale	May 8, 2023 · Amount on File
Prior Sale	Feb 15, 2001 · Amount on File
Deed Document Number	202351687
Prior Transfer Date	Nov 19, 1999
Prior Transfer Doc	0000427843
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 8, 2023
Property Address	1089 54TH ST, OAKLAND, CA 94608-3018
Document Number	0000051687
Map Reference	MB 8 PG 6
Instrument Date	Apr 27, 2023
Instrument	2023051687
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,892.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 54TH ST, OAKLAND, CA 94608-3018

Mortgage

Document Number	0000051688
Date	May 8, 2023
Instrument	2023051688

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1089 54TH ST, OAKLAND, CA 94608-3018
Document Number	0000062581
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 S4TH ST OAKLAND CA 94608, OAKLAND, CA 94608

Mortgage

Document Number	0000062581
Date	Apr 8, 2019
Instrument	62581

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1089 54TH ST, OAKLAND, CA 94608-3018
Document Number	0000035457
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 22, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 54TH ST OAKLAND CA 946083018, OAKLAND, CA 94608-3018

Mortgage

Document Number	0000035457
Date	Feb 6, 2017
Instrument	35457

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1089 54th St was $14,172 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$974,610 (+1.27%) Land $294,483 Building $687,127
2025	$14,172.00 Homeowner's exemption	$962,370 Land $288,711 Building $673,659
2023	$11,137.00	$680,000 Land $204,000 Building $476,000	$815,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1089 54th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1089 54th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet, Verizon.

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