1086 54th St, Oakland (Emeryville), CA 94608 Property Records

Alameda County property record for 1086 54th St, Oakland, CA 94608

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,832 sqft · built 1895
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jan 2011)
Tax Bill	$9,462 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-1185-10`

Property Details

APN / Parcel Number

Primary APN	`13-1185-10`
Alternative APN	`013-1185-010-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,832 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1910
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)

Location & Zoning

Street Address	1086 54TH ST
City	EMERYVILLE
State	CA
Zip	94608-3017
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT: 00010 BLK: AR: 0013 PAGE: 1185
Legal Subdivision	PARSON GOLDEN GATE
Legal Block	A
Legal Lot Number	24
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2001
Census Tract	400900

Owner

1086 54th St, a duplex, is owned by an individual who acquired it in August 2017.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	308 FAIRMOUNT AVE, OAKLAND, CA 94611-5533
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Sep 13, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2011 · Amount on File
Deed Sale	Jan 14, 2011 · Amount on File
Prior Sale	Aug 16, 2005 · Amount on File
Deed Document Number	201121481
Last Transfer Date	Aug 21, 2017
Transfer Doc	0000200030
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1086 54TH ST, OAKLAND, CA 94608-3017
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 FAIRMOUNT AVE, OAKLAND, CA 94611-5533

Mortgage

Document Number	0000375943
Date	Nov 19, 2021
Instrument	2021375943

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1086 54TH ST, OAKLAND, CA 94608-3017
Document Number	0000198296
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 FAIRMOUNT AVE OAKLAND CA 946115533, OAKLAND, CA 94611-5533

Mortgage

Document Number	0000198296
Date	Oct 2, 2019
Instrument	198296

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 13, 2017
Property Address	1086 54TH ST, OAKLAND, CA 94608-3017
Document Number	0000200030
Instrument Date	Aug 21, 2017
Instrument	200030
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 FAIRMOUNT AVE OAKLAND CA 946115533, OAKLAND, CA 94611-5533

Mortgage

Document Number	200031
Date	Sep 13, 2017
Instrument	200031

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1086 54th St was $9,462.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$555,355 (+2%) Land $166,606 Building $388,749
2025	$9,462.00	$544,467 Land $163,340 Building $381,127
2023	$9,479.00	$523,331 Land $156,999 Building $366,332

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1086 54th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1086 54th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet, Verizon.

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