Coles County property record for 10884 E Co Rd 050n, Lerna, IL 62440 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,868 sqft · built 1998 |
| Lot Size | 3.32 acres (144,619 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Dec 2011) |
| Tax Bill | $7,526 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0-00844-000 |
| Primary APN | 11-0-00844-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,868 sqft Base Area |
| 1st Floor Area | 1,868 sqft |
| Basement Area | 1,868 sqft |
| Unfinished Basement | 1,868 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 144,619 sqft (3.32 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Cooling System | Central |
|---|
| Street Address | 10884 E COUNTY ROAD 050N |
|---|---|
| City | LERNA |
| State | IL |
| Zip | 62440-2725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 SE1/4 SEC 23 T11N R08E SURVEY #598065 |
| Legal Range | 08E |
| Legal Township | 11N |
| Legal Section | 23 |
| Jurisdiction | COLES IL |
| Township / Civil Division | PLEASANT GROVE |
| Census Block Group | 5 |
| Census Block | 5122 |
| Census Tract | 200 |
Source: Coles County records · APN 11-0-00844-000
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10884E E COUNTY ROAD 050N, LERNA, IL 62440-2725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 09, 2011 · Amount on Record |
| Deed Sale | Dec 09, 2011 · Amount on Record |
| Deed Document Number | 2011734030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 10884 E COUNTY ROAD 050N, LERNA, IL 62440-2725 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700773775 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 201700773775 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 15, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 10884 E COUNTY ROAD 050N, LERNA, IL 62440-2725 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10884 E CO RD 50 N, LERNA, IL 62440 |
| Document Number | 202100794185 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 202100794185 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Pleasant Grove Township |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,526.00 (+31.5%) | $131,238 (+11.3%) Land $10,617 Building $120,621 | $393,714 (+11.3%) Land $31,851 Building $361,863 |
| 2023 | $117,913 Land $9,539 Building $108,374 | $353,739 Land $28,617 Building $325,122 | |
| 2020 | $5,723.00 |
Source: FEMA National Flood Hazard Layer, Coles County (17029C), updated July 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 30% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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