1088 Valor Ct, Forest, VA 24551 Property Records

Bedford County property record for 1088 Valor Ct, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jun 2025)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`153 25 53`

Property Details

APN / Parcel Number

Primary APN	`153 25 53`
Alternative APNs	`90507397` `526160`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	1088 VALOR CT
City	FOREST
State	VA
Zip	24551-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERFIELD LT 53 PB 47/6
Legal Subdivision	SUMMERFIELD
Legal Lot Number	5
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	2
Census Block	2028
Census Tract	30204

Owner

Source: Bedford County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1088 VALOR CT, FOREST, VA 24551-2509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage TOUCHDOWN PROEPRTIES LLC
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Mar 18, 2019	Warranty Deed, Transfer · Commercial Mortgage BANK OF THE JAMES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Apr 28, 2023 · Amount on Record
Deed Document Number	20254383
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1088 VALOR CT, FOREST, VA 24551-2509
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001622
Date	Feb 18, 2020
Instrument	200001622

Lender

Name	TOUCHDOWN PROEPRTIES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Due	Feb 12, 2020

Interest

Rate Type	Fixed Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 28, 2023
Property Address	1088 VALOR CT, FOREST, VA 24551-2509
Document Number	0230003330
Instrument Date	Apr 5, 2023
Instrument	230003330
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, SEVEN HILLS SETTLEMENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 VALOR CT, FOREST, VA 24551-2509

Mortgage

Document Number	0230003331
Date	Apr 28, 2023
Instrument	230003331

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 18, 2019
Property Address	1088 VALOR CT, FOREST, VA 24551-2509
Document Number	0190002211
Instrument Date	Feb 26, 2019
Instrument	190002211
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002212
Date	Mar 18, 2019
Instrument	190002212

Lender

Name	BANK OF THE JAMES

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0190002213
Date	Mar 18, 2019
Instrument	190002213

Lender

Name	3RD PARTY INDIVIDUAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00	$314,700 (+1%) Land $55,000 Building $259,700
2023	$1,290.00 Additional exemption filed	$157,350	$314,700 Land $55,000 Building $259,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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