Bedford County property record for 1075 Valor Ct, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,855 sqft · built 2013 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Apr 2022) |
| Tax Bill | $1,405 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Oct 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 153 25 49 |
| Primary APN | 153 25 49 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,855 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Deck Area | 154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1075 VALOR CT |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-1296 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERFIELD REVISED LT 49 PB 55/118 |
| Legal Subdivision | SUMMERFIELD |
| Legal Lot Number | 4 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 30204 |
Source: Bedford County assessment roll, APN 153 25 49, as of July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1075 VALOR CT, FOREST, VA 24551-1296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Oct 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC |
| Dec 17, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | Dec 09, 2014 · Amount on Record |
| Deed Document Number | 20224169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Apr 11, 2022 |
| Property Address | 1075 VALOR CT, FOREST, VA 24551-1296 |
| Document Number | 0220004169 |
| Instrument Date | Apr 08, 2022 |
| Instrument | 220004169 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1075 VALOR CT, FOREST, VA 24551-1296 |
| Document Number | 0220004170 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 220004170 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1075 VALOR CT, FOREST, VA 24551-1296 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMNTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0200012558 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 200012558 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1075 VALOR CT, FOREST, VA 24551-1296 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190011993 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 190011993 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County assessment roll as of July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,405.00 | $342,900 (+1%) Land $56,000 Building $286,900 | |
| 2023 | $1,405.00 Additional exemption filed | $171,450 | $342,900 Land $56,000 Building $286,900 |
Source: FEMA National Flood Hazard Layer, Bedford County (51019C), as of September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190302042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 48 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Shenandoah Telecommunications Company Cable | 1,200 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System, water system VA5019052, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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