1088 Oakbluff Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 1088 Oakbluff Dr, Salisbury, NC 28147 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,319 sqft · built 2007
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Company Names on File
Last Sale	$465,000 (Jan 2023)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458E007`

Property Details

APN / Parcel Number

Primary APN	`458E007`
Alternative APN	`6284238`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,319 sqft Living Area
1st Floor Area	1,999 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Detached
Garage Area	642 sqft
Porch	Porch
Porch Area	250 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1088 OAKBLUFF DR
City	SALISBURY
State	NC
Zip	28147-8164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.71AC LT96
Legal Subdivision	SECTION TWO PHASE II OF CAMERON GLEN
Legal Lot Number	96
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2004
Census Tract	51202

Owner

Source: Rowan County records · APN 458E007

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1088 OAKBLUFF DR, SALISBURY, NC 28147-8164
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 30, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Book / Page	1416 / 931
Last Transfer Date	Feb 04, 2025
Transfer Doc	0014560510
Record Updated	Jun 08, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 20, 2023
Property Address	1088 OAKBLUFF DR, SALISBURY, NC 28147-8164
Document Number	0014160931
Book / Page	1416 / 931
Map Reference	MB 9995 PG 5791
Instrument Date	Jan 20, 2023
Transaction Type	Transfer
Record Updated	Feb 02, 2023
Title Company	FORTIFIED TITLE, FORTIFIED TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2026 OSBORNE RD, KANNAPOLIS, NC 28083-9252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 OAKBLUFF DR, SALISBURY, NC 28147-8164

Mortgage

Document Number	0001416932
Date	Jan 20, 2023
Instrument	1416/932

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Feb 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	11.9%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 30, 2021
Property Address	1088 OAKBLUFF DR, SALISBURY, NC 28147-8164
Document Number	0013800669
Book / Page	1380 / 669
Map Reference	MB 9995 PG 5791
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 CEDAR ISLAND TRL, 326, HOLLY RIDGE, NC 28445-7512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 OAKBLUFF DR, SALISBURY, NC 28147-8164

Mortgage

Document Number	0001380670
Date	Jul 30, 2021
Instrument	1380/670

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,930.00 (+14.72%)	$432,562 (+14.73%) Land $44,000 Building $388,562
2023	$2,554.00	$377,019 Land $44,000 Building $333,019	$432,562 Land $44,000 Building $388,562

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590512022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011, rainfall accumulation

Wildfire

Wildfire Risk	Low above 37% of the US · above 52% of North Carolina
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Oakbluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures